Monday 20th June - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Gooood morning...here we are at the start of another week...another week closer to the summer hols:rotfl:
Hope you all had lovely weekends - mine isn't over yet, off today:)
So - must get a move on. The letting agent are doing a check this morning so the house is all neat and tidy...just want to have a quick hoover round and I'll nip out to get some groceries while they are here.
No make up on yet and towel still on my head - I need to move!:D


List:

• check banking
• check onepoll
• post 2 ebay sales:beer:
• hoover house through
• leave Next return out for collection
• iron a few bits
• groceries from list
• meal from plan tonight - meatballs and hm tomato+pepper sauce
• packed lunch for dd2 made
• leftover chicken from roast in my sandwiches for lunch

That's me dopne - have a great day:T:T

serendipity1985

Thank-you for starting the thread and hope you enjoy another day off!

-Meal from plan - Pork and rice with bits
-Breakfast and lunch from home
-Take fruity tea bags to work
-Check online banking
-NSD
-2.5 hours overtime
-TKD tonight (haven't been able to go since car accident)
-Pay day in 1 week so make sure the budget fits!

Candy0107

Morning all,

Thanks for starting us off Pixie – glad you have kept on posting
Ixia – good luck with what you decide re job

Hi to all new posters and regular folk

Today I have/will
• Will have a NSD – apart from train travel to work
• Look for MS jobs
• Meals from stores
• Checked my online banking – railfare has gone out, but can’t move cash as a bit tight this month
• Charging phone at work
• Text rather than phone as I have gone over my minutes!
• Need to check how big my mobile bill is going to be next month
• Think positive today - and try not to get dragged down by everyone’s negativity
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Need to catch up on the thread
• Go to garage round the corner from work to get a quote on the car

Will see what happens....

Take care everyone
Candy xxx

complimentschemistry

Morning all... Monday again! It's 11 days 'til payday and I have no money to my name, so gotta borrow some money from my mum for petrol & contact lenses!

Pixie - Thanks for starting us off
Candy - I'll join you on trying to be more positive



Things for the day:-

• NSD
• [STRIKE]Breakfast/lunch/snacks from home to work[/STRIKE]
• Take photos of my eBay items
• [STRIKE]Finish off documents needed for meeting with my manager next week[/STRIKE]
• Do some exercise at home after work
• [STRIKE]Sort out meal plans for July (trying to do a monthly shop for the 1st time - wish me luck!)[/STRIKE] - Trying a fortnightly one instead as think it's going to be easier for me
• [STRIKE]Look through forum for meal ideas[/STRIKE]
• Think positive! - Not going to happen, OH is being a pain!
• Look at LoveFilm free trials (possibly)
• [STRIKE]Look at where I can use my free trial of Taste Card for belated Father's Day meal in July (not many people accept it on Saturdays so if not it's Hungry Horse!)[/STRIKE] - Will be going Hungry Horse as Dad likes it there :T

Happy Moneysaving all! xx

Arctic_Sky

Morning all,

Hope everyone had good weekends - mine seemed to go all too quickly, but hey-ho, the quicker time goes, the quicker payday arrives, I suppose!

Plans for today:

• Check online banking for any nasty surprises
• Check onepoll at lunch (think I'm near a payout)
• Look for jobs for the boyfriend to apply for (scarcer than golddust atm!)
• Going to a friend's gig tonight, so stick to soft drinks!

Hope everyone has a lovely day

xAx

second_chance

Hi all, I really like this thread it makes me feel like im doing something positive!:j

so far;
have put washing on the line
further full load in the machine
tea is cooked ready for tonight-beef stew!
read papers online
checked emails
checked ebay listings - 3 hours to go!
scraped dd lunch money from the change tin!

trying to take it easy as I have a bad back but will try to:
tidy house as much as poss
plan tea for tomorrow-have sausage and bacon to use up
get my sister to post my 3 ebay parcels (bad back saves me diesel!)
wash and dry (on the line!) a further few full loads
check my ebay listings once ended and package up

have a good day everyone! :T

Sparkerly

Morning all and thanks Pixie for starting the thread.

Been rather un-DFW the last few days so really must get back on track.

So todays tasks are:
Reconcile our bank accounts as it is OH payday and make sure money is moved between accounts as needed.
Make a shopping list to stock up the freezer and cupboards for the coming month.
Tidy the house from top to bottom and hope to come across so lost pennies for my money pot.
Check surveys.
Check e-mail for a reply from the company I had an interview last week. They said they would contact early this week to arrange second interviews if successful, so I'm keeping everything crossed.
Get figures together for me and OH monthly payday chat to see how we are getting on.
Check employment websites and apply for anything suitable.
Decide what to cook for tea with the chicken stock (lots) and cooked chicken I took out to make soup for last nights tea, but we had toast instead. I'm thinking either curry or pasta bake as I want to bulk it up a bit rather than making soup as I know it wouldn't fill them up.

picasso2

Morning folks , the sun is shining today ..for now at least :beer:

Today is the last day of my holidays so I'm going to get as much done as I can as I will be fit for nothing after work.



Today :

• checked banks - its tight
• check ebay - quite a few watchers and one bid
• list on ebid nope too tired
• washing in machine and will hang on line 2 x done as weather lovely and nowx1 on airer having dealt with some stains
• quick tidy round house looking a bit better for this
• look at flylady thread and see what i can achieve turned into quite a big spring clean of kitchen but am pleased with results
• maybe a touch up of paint in bedroom no time
• 5 minutes weeding round garden did an hour so garden lovely
• try for nsd if not lsd gave into dd and spent 2.50 on a few bits
• meals from stores - YMCA today
• strip chicken carcass - make stock - make chicken 'n' rice for work meals done , theres 3 - 4 days worth so need to find some freezer space
• competitions done a few and may do some more in bed
• surveys 2
• interview prep - I must start this i would rather clean the toilet but its less than 2weeks away and need to have a 2000 word essey and a ten minute oral prepared - gulp
• complaint response letter to write and email just haven't got the heart for it
• contact solicitor - should have heard from her in may :mad: voicemail !!!!
• make a cake ? maybe thursday

Its a beautiful day :j
Days not ended , still lots to do but thinking of washing car while its nice - I usually go to car wash



Well the car did not get washed but I did

Had a message re possible overtime for thursday so I have put my name in the hat for this even though I don't want to do it.

Off to get organised for work tommorow , I feel as though I have forgotton what 0630 looks like.....ah well only two weeks to go and I have another weeks leave woohoo

LGJ1974

Hi there

I am very new to the board even thought I've been a member for a while and I've just come across this thread which is actually very cathartic and I've enjoyed reading what everyone is up to.

I have a question...we have a dishwasher that my parents gave us a few years ago...is it wiser to fill it up and turn it on once a day (family of 4) or should I wash up as I go along...we are not on a water meter but in terms of electricity etc...which is better?

I've already turned it on for today and have a mountain of ironing to do.
I have just changed home insurance providers, got a (slightly) cheaper quote and received a £40 tesco giftcard
I have just changed gas/elec provider to go on a fixed DD until august 2013 and will get tesco clubcard points from it
AND
I have just changed from Virgin to Sky saving us £30 a month and will also receive a £50 M&S voucher.

I'm going to save the vouchers for Christmas and spend them on the kids for clothes, books and a couple of toys (they don't need toys IMO and the grandparents will get them loads!)

I made a lasagne yesterday so still have loads left for tonight and an apple pie which I'm going to freeze half of!

Hope everyone is well today
I will do my list better next time!

Leila

OrangeFairy

Morning all

Today

First and foremost - get back on the dieting wagon!!
Dinner at mums
Make Jellies up in my moulds for weekday snacks
Mealplan - forgot i had only mealplanned to sunday!
Check grabbit boards
OH off and doing housework today
Homework with girlies
Put a loaf of bread on - got to get back into making bread
Take brisket joint out of freezer to go in the slow cooker tomorro
prepare veg to go in the slow cooker
Make the kids lunches
Shopping list to write
Work hard!
Decide on travelodge Cardiff break and places to go with tsco vouchers

Thats me!!

Pixie - thanks for starting us off!
LGJ - welcome and good luck. Not sure on your question though i would imagine it is cheaper to wash up as you go along but i could be wrong
Picasso - enjoy your last day off
Sparkerly - good luck with employment websites
Compliments - boo to no money - we have felt this was a bit this month but £400 on new tyres for the car didnt help :mad:
Candy - i am going to try and be more positive. I have been a bit down lately but suddenly know a lot of people who have lost family members or hav sick relatives and it makes me want to be more positive about everything and be grateful for what i have

La_escocesa

Hi everyone :wave:

* Brekkie at home
* Leftovers for lunch
* Call fridge freezer repair peeps AGAIN :mad: Lasted 3 weeks this time!
* Replied to ebayer's Q about something I'm selling
* Couldn't find my purse this morning so left without it - didn't get that 'what if I NEED to buy something today' feeling either
* Bit of housework - keeping me out of spending trouble
* Email friend and sis, not call
* Work my hours only; more time for me and me alone
* Bit of voluntary work that I didn't do at the weekend
* Clearing out a la Miss Minimalist :cool:
* Brought my Kindle to read at lunch break - can't remember who asked me about it last week But yes, I love it. Got loads of free books and they're generally cheaper; it's encouraged me to clear out and save lots of space at home and it means I'm no longer tempted to fill up my bookcases with books from charity shops that I never get round to reading

Happy Monday y'all. I've got such a good feeling about this week! :beer: