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CC Balance Transfer Application Advice

Hi All

I have currently got 3 CC. One is on a 0% interest and I am paying the min, whilst the other two I have prioritized by min on one and then the other due to it being the bigger %APR I have concentrated on and its working.

Now, the 0% Card will soon be coming to the end of its promotion. Ive had it for almost a year now and I would again, like to apply for another card to help get rid of my CC debt.

When should I apply? I have not missed any payments and have recently checked my credit file and it appears to be in good order.

Any advice is welcome.

Thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    best to pay a little more than the minimum as CCs now often report if the minimum only is being paid.

    if you have made no recent credit application then apply now.
  • pickleiamin
    pickleiamin Posts: 155 Forumite
    Thanks for the advice, Ill have a look at CC deals now.
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