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car with hp but not in my name

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Comments

  • ozzo74
    ozzo74 Posts: 11 Forumite
    CH27 wrote: »
    Why haven't you used it since 2009?

    i didnt need the car as i have a work van, and i didnt see the point in spending on tax, insurance etc
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    tell the finance company where the car is, their repo agents can take it as its theirs regardless whos names its inn
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • ozzo74
    ozzo74 Posts: 11 Forumite
    chanz4 wrote: »
    tell the finance company where the car is, their repo agents can take it as its theirs regardless whos names its inn

    i have done that, they said they cant take it as it is in my name.
  • Foggster
    Foggster Posts: 1,023 Forumite
    Why did she just disappear, have you tried to track her down via mutual friends, family ............even Facebook?
  • ozzo74
    ozzo74 Posts: 11 Forumite
    Foggster wrote: »
    Why did she just disappear, have you tried to track her down via mutual friends, family ............even Facebook?

    i dont know why she went, why should i track her down?
  • Tixy
    Tixy Posts: 31,455 Forumite
    Its her debt, assuming she isn't keeping up with repayments then its her credit rating thats been affected.
    Nothing can happen to you - why do you want them to repossess the car? Just leave it declared off-road and there should be no issue.

    Its not your car so you couldn't sell it no matter what. Is the car even worth more than the £12k owing on it?

    Personally I'd not keep contacting the finance company as getting the finance in her name because you had bad credit is fronting.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • ozzo74
    ozzo74 Posts: 11 Forumite
    Tixy wrote: »
    Its her debt, assuming she isn't keeping up with repayments then its her credit rating thats been affected.
    Nothing can happen to you - why do you want them to repossess the car? Just leave it declared off-road and there should be no issue.

    Its not your car so you couldn't sell it no matter what. Is the car even worth more than the £12k owing on it?

    Personally I'd not keep contacting the finance company as getting the finance in her name because you had bad credit is fronting.

    the same car and year on ebay with over 100,000 miles is going for £6000,
    mine does have afew scratches and a new windscreen is needed. only got 52000 miles
  • CH27
    CH27 Posts: 5,531 Forumite
    ozzo74 wrote: »
    i dont know why she went, why should i track her down?

    I would have thought you would be concerned about her safety.
    Try to be a rainbow in someone's cloud.
  • ozzo74
    ozzo74 Posts: 11 Forumite
    CH27 wrote: »
    I would have thought you would be concerned about her safety.

    thats going off the subject
  • geoffky
    geoffky Posts: 6,835 Forumite
    i do wonder if you are looking at ways of making a few quid.....
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
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