Wonga Mis-payment

sammy509

Pay them back!!!why an earth do you people think Wonga and the like should'nt be paid you had the money quick enough

RichGold

Maybe he was hoping to hang on to the money over the Royal Ascot weekend?

vax2002

Pay day Loans are the nails for your coffin.
If you have to consider a pay day loan it is a warning that your money situation is already completely out of control and you are in serious trouble, but take the pay day and you have no way back.
It will teach you a lesson in living beyond your means you will never forget.

opinions4u

I posted the detail below last December. It remains valid. People will make mistakes, some will learn from them. Some won't. Some will accept responsibility for them. Some won't.

I make no apology for reposting these views. Managing your finances well and building up savings helps you to avoid needing short term unsecured debt.

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Christmas comes but once a year. And most of us spend more in December on presents, parties, travel and the rest of it.

We know it's going to happen. Most of us enjoy it too.

But reading the Loans part of this forum in recent weeks is something I find pretty stressful.

"Pay Day Loans Problem"

"Freezing Interest With Wonga"

"Pay Day Loan For Student"

"Log Book Loans"

"In Need Of A Loan – Very Bad Credit"

In need of a loan? Really? Surely it is a choice to take a loan out. Surely nobody wants a loan; it is a means to an end. Very bad credit? Perhaps learning from previous borrowing mistakes would be a good idea then!

If you find yourself in a position where you are taking a loan out for anything that happens every year, or more often, you have a problem.

Borrowing £300 to get you through to pay day strikes me as a fairly obvious sign of distress in your finances. Be it increasing your overdraft or using a payday loan company, or even thinking of using a payday loan company is a message telling you to sort out your finances. You've started to spend more than you earn.

As for taking out a loan to pay for Christmas, !!!!!!! It happens annually. You know it's going to happen. You can plan for it. It’s not too late to open a regular saver account now that will give you a lump sum for Christmas 2011. No interest to pay at 2689%. But earn a couple of quid back for yourself instead.

You know when your car insurance is due – set money aside for it each payday instead of being shocked when the bill arrives. And don't pay it monthly at 25% APR. You know that one day your TV will pack in, the washing machine will sound more like a racing car and need replacing or a tile will fall off the roof of your house. If the fridge has had 4 inches of ice stuck to the back of it then anticipate its demise and start setting money aside for the inevitable.

A normal family holiday does not need to be paid for with a loan or a credit card. If you go away once a year, why pay interest on a loan when you can save for it?

If you're young and don't have to worry about more than the iPhone bill and the next night out, yet you find yourself thinking about taking out a payday loan (or an overdraft) please treat this as a moment of truth in your life. You have no commitments, yet you are borrowing because you are spending more than you earn. This really is madness. My own experience of life was that I had my highest disposable income at age 21. No house, no kids, no wife, living with parents. You really don't need to borrow for anything – you have a better opportunity to save now than any other time in the next 25 years. Take it. Fill your boots. Still enjoy life, but don't get in to debt when you don't have to.

Save. Don't borrow. Plan your finances and budget carefully. You will make your life so much easier.

Foolah

How can I contact them to sort out a payment plan?

I have read though some other things online and emailed a few to the emails that people have mentioned.

SnowTiger

Foolah wrote: »

How can I contact them to sort out a payment plan?

I have read though some other things online and emailed a few to the emails that people have mentioned.

According to Wonga's website their customer care team don't work at weekends.

But don't worry about it too much. I'm sure they'll contact you when they realise they weren't able to get their money back.