Buyer sending a cheque

JimmyTheWig

I guess what I'm saying is I'd be happy to give my bank details to a random stranger on the street.
But I wouldn't be happy to give my bank details to a stranger on the street who asked for them.

The first is like paying by cheque. The second is allowing someone to pay by bank transfer.

lovinituk

martindow wrote: »

Yes, but Clarkson had the option of claiming the money back under the DD guarantee. He chose to let the payment stand. 500 pounds is probably small change to him.

Its going a bit off point now! The point was that people were saying that nothing can be done with your bank details other than pay money into your account. Jeremy Clarkson thought the same and published his bank account details. Someone was able to do something with those details other than pay money into his account.

Crowqueen

lovinituk wrote: »

Its going a bit off point now! The point was that people were saying that nothing can be done with your bank details other than pay money into your account. Jeremy Clarkson thought the same and published his bank account details. Someone was able to do something with those details other than pay money into his account.

But all the same, his money was protected.

And if the same information is provided on a cheque, and someone asks for a cheque, isn't that just as insecure as bank transfer (going by your analogy)?

And what about the Sony issue with the hackers and electronic details being stolen? That rules out anything to do with online electronic payments.

What about handing your cc over in a shop? Some shops have machines out the back to clone cards...so it follows you should never hand your cc over in a shop. That's been made easier by machines at the till and PIN numbers, but cards are still cloned...so never use a CC.

You have to know the risks, but you also have to trust people and if trust isn't your big point, then eBay is full of enough other problems to make you run a mile in general.

And I'm sorry, but I wouldn't really trust Jeremy Clarkson to be an expert on anything except scandalmongering and paranoia, except when it comes to cars. He dared someone to do something - which is not the same as using them in the normal course of business and trusting the trading partner not to do anything else with them.

As I said, if you don't trust people to handle things correctly, then you better stick to hard cash face-to-face and not deal online. I've handled a bank transfer once and everything went OK. I've also paid recurring payments to people (payment for an online game) and never been stung. While it's not necessarily that I will never be stung, I still think that it is OTT not to deal with some people just because you can't trust absolutely everyone.

macfly

The question is why would they? He was made an example of, a charity benefits. You can't set up a debit with yourself as the recipient so there's nothing to gain except nuisance value.
You've got a poster here who think someone's wierd for not using paypal, yet wary of using the most risk free form of accepting funds.
And probably an OP who has a cheque for a few quid and is all fluttery about it.

lovinituk

Crowqueen wrote: »

But all the same, his money was protected.

And if the same information is provided on a cheque, and someone asks for a cheque, isn't that just as insecure as bank transfer (going by your analogy)?

And what about the Sony issue with the hackers and electronic details being stolen? That rules out anything to do with online electronic payments.

What about handing your cc over in a shop? Some shops have machines out the back to clone cards...so it follows you should never hand your cc over in a shop. That's been made easier by machines at the till and PIN numbers, but cards are still cloned...so never use a CC.

You have to know the risks, but you also have to trust people and if trust isn't your big point, then eBay is full of enough other problems to make you run a mile in general.

And I'm sorry, but I wouldn't really trust Jeremy Clarkson to be an expert on anything except scandalmongering and paranoia, except when it comes to cars. He dared someone to do something - which is not the same as using them in the normal course of business and trusting the trading partner not to do anything else with them.

As I said, if you don't trust people to handle things correctly, then you better stick to hard cash face-to-face and not deal online. I've handled a bank transfer once and everything went OK. I've also paid recurring payments to people (payment for an online game) and never been stung. While it's not necessarily that I will never be stung, I still think that it is OTT not to deal with some people just because you can't trust absolutely everyone.

Have a read of my other posts in this thread - I agree with you. As stated I am happy to receive and give out cheques. Also as stated I am also happy to give my bank details to my customers so they can transfer payments to me. I just posted the Clarkson thing to make another point. It didn't put me off in giving out my bank details in the slightest.

techspec

Everybody paid with cheques on Ebay until paypal was forced upon us.

Question is - why accept cheques - and then worry when someone sends one.

Wierd.