What is the point of PayPal?

shaun_from_Africa

Paypal must be offered as a payment option on the majority of ebay listings (the main exception being the motors section).
As a seller you can list other payments that you will accept but you can't refuse paypal if that is how the buyer wants to pay.

Flyboy152

shaun_from_Africa wrote: »

Paypal must be offered as a payment option on the majority of ebay listings (the main exception being the motors section).
As a seller you can list other payments that you will accept but you can't refuse paypal if that is how the buyer wants to pay.

Aah, so there is a choice then? Can the buyer choose what method they use, or is it always up to the seller?

shaun_from_Africa

The buyer can choose from whichever options the seller has listed and the buyer must accept payment this way although you often see items for sale which state something along the lines of "my Paypal account isn't working at the moment, so please pay with a cheque or bank transfer".

Flyboy152

shaun_from_Africa wrote: »

The buyer can choose from whichever options the seller has listed and the buyer must accept payment this way although you often see items for sale which state something along the lines of "my Paypal account isn't working at the moment, so please pay with a cheque or bank transfer".

That would be something that would ring very loud alarm bells for me.

mo786uk

Paypal fees can sometimes be a joke on ebay - i will often offer a discount to someone who pays me directly rather than Paypal.

shaun_from_Africa

I agree that the fees can be a bit of a killer when selling, but there isn't another payment service that offers the buyer anywhere near as much protection as Paypal does, (apart from cash on collection, but this can also have its problems) and until there is, the majority of ebay buyers will only ever use Paypal. (Especially for high risk items or items from new non-established sellers.)

derrick

Oliver14 wrote: »

. Section 75 doesn't apply to non UK transactions. .

Yes it does

Paid by credit card? S75.

"Section 75 applies to foreign transactions and also if you buy goods for delivery to the UK from overseas by telephone, mail order or over the internet."

.

Flyboy152

shaun_from_Africa wrote: »

I agree that the fees can be a bit of a killer when selling, but there isn't another payment service that offers the buyer anywhere near as much protection as Paypal does, (apart from cash on collection, but this can also have its problems) and until there is, the majority of ebay buyers will only ever use Paypal. (Especially for high risk items or items from new non-established sellers.)

What are the benefit comparisons between PayPal and section seventy-five?

shaun_from_Africa

What are the benefit comparisons between PayPal and section seventy-five?

Section 75 claims are normally for direct credit card payments only, and as the majority of private sellers on ebay don't have the ability to accept credit card payments, "sect 75" isn't really useful to their buyers.

Also there is no lower limit for opening Paypal claims, but S75 claims require a minimum item price of £100 (although some card issuers will allow lower value claims, they are under no legal obligation to do so).

There is another difference but this wouldn't affect too many buyers.
Section 75 claims can't be made for transactions between 2 businesses. It is limited to consumer to business transactions, whereas paypal claims aren't limited in this way.

Flyboy152

So, if the purchase is made with a business user, who can accept credit card payments (which is the vast majority) and the item price is above one hundred pounds, is the best option to pay by credit card, rather than use PayPal?