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Should I apply for a Vanquis or Granite?

jazzyblues

jazzyblues Posts: 13 Forumite

14 June 2011 at 12:14AM in Credit cards

I've been declined for a Capital One Classic card and my Experian score is 460. This happened as a result of defaulting a couple times on bills, and having 2 overdrafts and 2 credit cards with a collections company which I pay monthly. Looking to apply for a Vanquis or Granite and pay in full to build my rating up again. Any suggestions?

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Comments

izools Posts: 7,513 Forumite

14 June 2011 at 7:59AM

I suggest the Vanquis card, as you can bag £25 cashback if approved

http://www.quidco.com/vanquis-visa-card/?ac

Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48

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xmrbrightside89 Posts: 64 Forumite

15 June 2011 at 12:15AM

I got approved like a week ago! how the hell do I get the 25£ cashback??? :O

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izools Posts: 7,513 Forumite

15 June 2011 at 9:08AM

xmrbrightside89 wrote: »

I got approved like a week ago! how the hell do I get the 25£ cashback??? :O

Unfortunately you can't.

You need to apply via Quidco in the first instance I'm afraid

Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48

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