how far back and level of proof?

bribri_2

I was a teacher and paid PPI on a loan from Lloyds. The loan has finished more than 6 years ago. I have a statement with the original loan amount and the amount of insurance. At the moment I have no other documents.

Beyond saying 'can I have my money back please' is there anything else I can do to persuade them?

thank you

dunstonh

You just tell them why you think you were mis-sold.

marshallka

bribri wrote: »

I was a teacher and paid PPI on a loan from Lloyds. The loan has finished more than 6 years ago. I have a statement with the original loan amount and the amount of insurance. At the moment I have no other documents.

Beyond saying 'can I have my money back please' is there anything else I can do to persuade them?

thank you

Being a teacher were you perhaps covered elsewhere? Could you have ever used the PPI? What do you think your reasons for misselling would be, there are lots in the PPI reclaiming guide. If you feel it was missold then just say it like it was to you.

bribri_2

so the fact that the PPi and loan ended more than 6 years ago won't rule it out?

marshallka

bribri wrote: »

so the fact that the PPi and loan ended more than 6 years ago won't rule it out?

Shouldn't do as you have paperwork and I assume you have your reasons too for why you think it was missold to you.