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Debate House Prices


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What will be the house price average in 2016?

2

Comments

  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    FTBFun wrote: »
    Yes but were these other actions purely to keep house prices stable though? As it seems to me that most of the measures you refer to above - SMI changes , halt to repossessions - were to keep people in their homes during a recession, as having a substantial amount of people needing to be housed during a time of economic turmoil isn't the best situation to be in.

    Does this negate what I said? You could say the same for any amount of stimulus we chucked at the housing market.

    If the government tommorow wiped off everyones mortgage, you could suggest that that was to stop people needing to be housed during economic turmoil as its not the best situation to be in.

    In every situation you can come up with that conclusion. But it doesn't detract from the fact that house prices were allowed to surge, and the response has been to protect the market from otherwise natural corrections.

    Simple fact is, lots of stimulus has taken place. I'm not sure if you are disagreeing with that, or not?
  • FTBFun
    FTBFun Posts: 4,273 Forumite
    Simple fact is, lots of stimulus has taken place. I'm not sure if you are disagreeing with that, or not?

    I'm not disagreeing on the stimulus, just the reasons for this.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    FTBFun wrote: »
    I'm not disagreeing on the stimulus, just the reasons for this.

    I didn't realise I'd given any reasons or taken issue with them if I'd given them. Just said everything had been pulled out of the hat to stop prices from falling.

    But fair enough.
  • FTBFun
    FTBFun Posts: 4,273 Forumite
    I didn't realise I'd given any reasons or taken issue with them if I'd given them. Just said everything had been pulled out of the hat to stop prices from falling.

    But fair enough.

    Hang on - you've just answered your own question there it seems?

    I'm of the opinion that SMI payments, repossession reductions, and low interest rates were mechanisms to deal with the recession and subsequent after-effects.

    It appears to me that you believe they were enacted to stop house prices falling.

    Apologies if i'm barking up the wrong tree there but it looks like we have a difference of opinion.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    FTBFun wrote: »

    Apologies if i'm barking up the wrong tree there but it looks like we have a difference of opinion.

    Looks like we do.

    SMI is being continuously paid at the moment for some. Indeed, many of those people having huge amounts of equity in their homes, which if needed, they could sell, and then use the equity to rent a place they CAN afford.

    I'd suggest there is an element of a prop there.

    However, I'm happy to leave it as a simple difference of opinion.
  • Poshbird
    Poshbird Posts: 222 Forumite
    If this poll is anything to go by then there is no hurry to buy a house anytime soon.
  • IveSeenTheLight
    IveSeenTheLight Posts: 13,322 Forumite
    Poshbird wrote: »
    If this poll is anything to go by then there is no hurry to buy a house anytime soon.

    Don't make any decisions based on a poll of 31.

    That said, your interpretation of the poll is puzzling.

    71% think house prices will be more expensive, yet you think there is no rush.

    If I thought there was going to be a 71% risk of rain, I'd take an umbrella (P.S. Yesterdays F1 had a 60% chance of rain and we know how that panned out)
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • FTBFun
    FTBFun Posts: 4,273 Forumite
    Poshbird wrote: »
    If this poll is anything to go by then there is no hurry to buy a house anytime soon.

    Watch out - those 2 headed babies might beat you to it. 2 heads are better than one.
  • AD9898_2
    AD9898_2 Posts: 527 Forumite
    As has already been said I think figures are pretty meaningless due to probable devaluation. Still think all bets are still off due to general energy depletion. I wouldn't like to make any hard calls for any major issue within the next 10-15 years.

    We're on the last scraps of the cheap oil the greases every single aspect of the world economy. Inflation will continue to stay high now all the way through any forseeable future as petrol on diesel continue their hike skywards.

    Still think that war, famine and breakdown of our current civilisation is the most likely outcome within 15 years.
    Have owned outright since Sept 2009, however I'm of the firm belief that high prices are a cancer on society, they have sucked money out of the economy, handing it to banks who've squandered it.
  • FTBFun
    FTBFun Posts: 4,273 Forumite
    AD9898 wrote: »
    Still think that war, famine and breakdown of our current civilisation is the most likely outcome within 15 years.

    That or zombies. Everyone forgets about them.

    http://www.bbc.co.uk/news/uk-england-leicestershire-13713798
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