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best cheap breakdown cover

smokey_dave
smokey_dave Posts: 85 Forumite
Part of the Furniture Combo Breaker
edited 12 June 2011 at 4:48PM in Credit cards
I have a 12 year old car. Can anyone recommend a cheap breakdown cover.

Comments

  • dresdendave
    dresdendave Posts: 890 Forumite
    Part of the Furniture 500 Posts Photogenic
    I have a 12 year old car. Can anyone recommend a cheap breakdown cover.

    You'll probably be better off posting this in the motoring section.
  • funky1471
    funky1471 Posts: 130 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    If you get an Ultimate Reward account with Halifax it's £12 a month fee, but you get £5 if you make sure to pay in £1,000+ per month.

    Whether it's worth it to you will depend on your personal circumstances. You get:

    - Multi trip holiday insurance
    - AA Breakdown Cover (The basic cover approx £20-£30 a yr I believe)
    - Mobile phone insurance (I was told they also now cover iPhones as well as all other phones)

    So if you need these things then it could be worth getting the account. The holiday insurance is quite good, and easy to claim on. My partner made a claim for a doctors visit and medicine after a recent trip to spain and the claim was pretty hassle free.

    There is a £50 excess on the travel insurance, but it covers you for up to 30 days as a time, multiple trips per year.
  • katsu
    katsu Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Martin recomends autoaid or autonational as the cheapest option - more info on the motoring tab of the main site
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • funky1471
    funky1471 Posts: 130 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    katsu wrote: »
    Martin recomends autoaid or autonational as the cheapest option - more info on the motoring tab of the main site

    Just incase the original poster is wondering, they may not have heard about those companies, however, I have cover with the AA through my Ultimate Reward Account, but when I had to call them out they sent one of their "trusted partners", I have a feeling these trusted partners work for the smaller breakdown companies too.
  • GolfBravo
    GolfBravo Posts: 1,090 Forumite
    Try German ADAC.

    ADAC single Plus membership is €79.50 a year, which is roughly £70 and gives you EU-wide cover (including UK, obviously). In case of UK breakdown you just contact the AA. ADAC Plus membership is the equivalent of the AA at home and national recovery cover.

    No car age limit, and it covers any vehicle (under 7.5 tonnes) you're driving.
    "Retail is for suckers"
    Cosmo Kramer
  • Fishingtime
    Fishingtime Posts: 757 Forumite
    500 Posts
    funky1471 wrote: »
    but when I had to call them out they sent one of their "trusted partners", I have a feeling these trusted partners work for the smaller breakdown companies too.


    I used to belong to a breakdown company,they had to send me a breakdown truck out to me.
    The wagon had every breakdown company sticker on it,I asked him about it and he said he is contracted to most of the breakdown companys
    Owing on CC £00.00 :j

    It's like shooting nerds in a barrel
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