Nationwwide VISA Credit Crads

Tuscan_traveller_2

can anyone verify that existing Nationwide Credit crad holders will not pay transaction fees on use abroad. Their website does not mention this.

dzug1

Tuscan_traveller wrote: »

can anyone verify that existing Nationwide Credit crad holders will not pay transaction fees on use abroad. Their website does not mention this.

My understanding is that for purchases there is no charge in the eurozone (and a few other European countries) and a 1% loading outside. No transaction fees in either.

It is on their website under classic card (or reward card if you still have one)

labp04

Just back from a few months in Europe and Turkey using N/W credit card for fuel and purchases with no transaction fees charged :j

chexum

They changed the terms a bit earlier this year, but gave some notice:

http://www.nationwide.co.uk/creditcard/offer-deals.htm
Commission-free purchases abroad - Enjoy unlimited commission-free purchases abroad until 31st July 2011 plus the ability to earn more commission-free foreign usage.


If the OP is travelling after July, they need to "earn" fee-free purchases by spending on the card in the months before.

bigsy

chexum wrote: »

If the OP is travelling after July, they need to "earn" fee-free purchases by spending on the card in the months before.

Is that not only for new card holders? I thought original Gold Card holders are still on the old terms.

dzug1

bigsy wrote: »

Is that not only for new card holders? I thought original Gold Card holders are still on the old terms.

That's my understanding - holders of gold, classic and reward cards are still on the old terms.

I have a reward card and certainly haven't received notice of any change.

zagfles

bigsy wrote: »

Is that not only for new card holders? I thought original Gold Card holders are still on the old terms.

That's right. The old cards are just subject to the VISA charge for purchases ie 1% outside Europe, nothing in Europe. See the T&C's http://www.nationwide.co.uk/creditcard/legal.htm

chattychappy

I can confirm that it's still 1% outside of Europe on the old gold visa.

gwokka

has anyone used their gold card abroad in europe since 31st july. if so can they confirm they had no charges added for using it. going away next week, searched the nationwide site and cant find anything definiitive on this, so would be useful if someone can confim. thanks

Tammer

gwokka wrote: »

has anyone used their gold card abroad in europe since 31st july. if so can they confirm they had no charges added for using it. going away next week, searched the nationwide site and cant find anything definiitive on this, so would be useful if someone can confim. thanks

Hi, from memory, the charges are built into the exchange rate they use so you'll never see them. You'd need to refer to your terms and conditions leaflet.

I wouldn't use it for cash withdrawals as you don't get an interest free period.

dzug1

I've used a reward card for purchases in $US since 1 August for only the 1% loading - no fees