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Do I really need it?
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Ooh right, i'm a teacher so i know I get good sick pay but not sure about anything else. Will look into that though, thank you!0
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Personally I dont have the cover either...so I guess I have taken the risk but we have decent savings , which we build up regularly, and over £200K equity so should the worse happen to one of us we can reduce our outgoings accordingly. Some will say that is madness, others will have done what we have done, it is ultimately what level of risk and what if scenario you will be able to cope with.0
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