Additional Driver help??

Savvy_Sue

Tigsteroonie wrote: »

Back to the OP ... I had Marley as second driver on my insurance with a provisional licence, and (hoorah!) phoned a couple of weeks back to advise them that he now held a full licence. There was no admin charge, but our premium went up by around 12%.

That would be because until he passed his test, Marley wasn't ever going to be in the car on his own: you or some other Responsible Driver were going to be sat next to him, having a calming influence!

no-oneknowsme

Sally_A wrote: »

I thought NI had similar rules and laws to the UK.

Here's a thread from someone who got caught out:-
https://forums.moneysavingexpert.com/discussion/3166216

Whilst I disagree with the legislation, as the law was obviously set in London where they think a taxi is a taxi 24/7/365, they did not consider that a lot of drivers will knock off their shift, and the missus will then pick the kids up, go shopping etc etc. It was something Glenda Jackson the Labour Transport Minister circa 1998 was supposedly looking into and sorting out.

Thanks for the link but I still fail to see how anything in the linked thread is even vagely similar to our situation.

The OP in the linked thread was driving the car without insurance for that particular vehicle.....he was driving it (if I am reading it correctly) on a third party extension of his own traders insurance.

I on the other hand am a named driver on my Husbands policy which destinctly states that Mrs ****** *******'s use of the vehicle is limited to social , domestic and pleasure use only.

I dont think the broker would have insured me to drive a vehicle which they shouldnt have , do you?

Just as a side note , I have been stopped by the police whilst driving this taxi before , they stopped me for a routine stop and checked all my documents and everything was hunky dory . They were fully aware that it wasnt my car.....

Seems things are different here as every cabbie I know has their partner on their insurance without any problem.

no-oneknowsme

Savvy_Sue wrote: »

That would be because until he passed his test, Marley wasn't ever going to be in the car on his own: you or some other Responsible Driver were going to be sat next to him, having a calming influence!

Not if it were anything like the time my Husband was letting me use his car to gain some extra driving experience ! That would be classed as anything BUT calm :rotfl:

no-oneknowsme

mikey72 wrote: »

Hope we don't get dutch or french posters on without telling up where they are first, that would be even more confusing answering the op then ones from NI without telling us.

I dont quite understand what your post means?

Savvy_Sue

no-oneknowsme wrote: »

Not if it were anything like the time my Husband was letting me use his car to gain some extra driving experience ! That would be classed as anything BUT calm :rotfl:

I was giving the ideal scenario, the one the insurance company is covering.

raskazz

no-oneknowsme wrote: »

So , it varies from area to area then?

Seems you should check who our local authority is before you make assumptions!

Trust me.....I can drive the taxi without any hassle as our local authority have no problems with it.

It does not vary in England or Wales - it is the law as per the link I posted earlier in the thread. May I ask which Council plates your car?

Edited: I see that this has now been cleared up.

paddedjohn

as soon as the plates are removed from the car it reverts back to a private vehicle and it is legal to drive on the roads without a private hire licence. the link provided assumes that the car is a taxi which it is not when its plates are off.

Sally_A

paddedjohn wrote: »

as soon as the plates are removed from the car it reverts back to a private vehicle and it is legal to drive on the roads without a private hire licence. the link provided assumes that the car is a taxi which it is not when its plates are off.

Bolleaux

raskazz

paddedjohn wrote: »

as soon as the plates are removed from the car it reverts back to a private vehicle and it is legal to drive on the roads without a private hire licence. the link provided assumes that the car is a taxi which it is not when its plates are off.

This is not true in England and Wales, please actually read the Act to which I linked to earlier in the thread.

paddedjohn

i have read the act many times and i have also owned my own private hire firm in the past and driven my own car so i know what im talking about, it is all about interpratation, the act refers to private hire vehicles which are cars plated by the council for hire and reward, as soon as the plate is removed it can be driven perfectly legally by any other person as long as they have relevant insurance. without the plates on the car it is not satisfying the relevant requirements so doesnt come under the councils rules, it can even have the fire extinguisher and first aid kit removed if you so desired and the council couldnt do jack !!!!!!