Hi Martin. I am an older student, I am 62. I have been offered a place at college to study for a degree in music, but I am unable to accept the offer as I do not qualify for a maintenance loan as I am over 60. I have spoken to many organisations such as Citizens Advice Bureau, Equality and Human Rights Commission, Equality Advisory Support Service and Liberty to name just a few. They have all said that I am being discriminated against because of my age, but the government have written caveats into the Eqaulity Act 2010 which means they can get round this. I have taken legal advice on this matter and have been advised to seek a judicial review, which will cost tens of thousands of pounds, which obviously I cannot afford. There must be other people that find themselves in the same position. Can you help us in any way? KInd regards Phil.
If you live in Scotland, and wherever you study in the UK, you start to repay your loan once you start earning £18935 not the significantly higher sum of £25725 quoted on ABSOLUTELY EVERYTHING! The information given is very misleading for Scottish students - they don't even tell you in Scotland that that's when you start to repay unless you specifically ask the question of the right person or search for it yourself! So if your Scottish child goes to university in England and ramps up the £9250 (fees only 'free' if Scottish student studies in the very limited number of Scottish universities) + maintenance loan each year they will have to start paying it when they are earning £6790 a year less than their peers outside of Scotland.
It is REALLY annoying that none of the English universities tell you this when you visit and, it turns out, neither does the moneysavingexpert site. Yes, it's a pain that Scotland does things differently but it shouldn't mean that we are ignored. We need information too!
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