Overdraft charge for under 18?

callum9999

izools wrote: »

No you can't charge it back you knew what the charging structure was when you opened the account, you agreed to their terms, and you chose to process transactions on the account which would put you in an overdrawn situation.

While you're right from a legal standpoint, most banks will refund them if you ask. At least for the first time anyway.

Caroline73_2

If the OP had a balance of £100, bought something for £200, withdrew £100, then they should be £200 overdrawn. Or did the OP pay the £100 they had withdrawn back in?

Twister84

callum9999 wrote: »

While you're right from a legal standpoint, most banks will refund them if you ask. At least for the first time anyway.

Customers were written to last year regarding the change in the charging structure as of February 2011.

stclair

This was the leaflet that began to be issued in November 2010 regarding the charges.

http://www.natwest.com/olb/mandatory_message/downloads/changes_tandc_031110.pdf