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need a low interest overdraft asap

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  • jimtrent
    jimtrent Posts: 16 Forumite
    Not if you're not in paid employment!

    well I got my previous credit card whilst still a student so i'm not sure that's true.
    “If you want to feel rich, just count the things you have that money can't buy”
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jimtrent wrote: »
    well I got my previous credit card whilst still a student so i'm not sure that's true.
    Why ask the question if you already (think you) know the answer then?
  • jimtrent
    jimtrent Posts: 16 Forumite
    Why ask the question if you already (think you) know the answer then?

    because I was asking about having more than 1 credit card at a time at 0%, NOT being eligable for one!
    “If you want to feel rich, just count the things you have that money can't buy”
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jimtrent wrote: »
    because I was asking about having more than 1 credit card at a time at 0%, NOT being eligable for one!
    I've had as many as 11 at the same time. It's only "easy to get more than one" if your financial circumstances are acceptable to the lender, key to which is the ability to repay.

    I wouldn't waste an application yet, and incur an unnecessary credit search. Save it for when you're in paid employment would be my suggestion.
  • jimtrent
    jimtrent Posts: 16 Forumite
    cool, ok. It'll only be a month or so, I think I have a fairly good credit rating as I have spent lots on cards and always repaid :)

    I can't believe they would give out 11 at a time, seems nuts!
    “If you want to feel rich, just count the things you have that money can't buy”
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