Landlords Insurance ARGHHH

kevj9201

Hi, just wondering if any LL have decent brokers or companys they use as i have tried a few places today, (sarah beenys advert the main culprit!) Heres the situation ive found myself in -

House purchase nearly there
Need buildings insurance before exchange
Need a tenant before can have buildings insurance
Need to have house before i can find a tenant

Catch 22 or what?
Any advise please.

diable

Try Ashburnham Insurance Services LTD


Here

silvercar

alan boswell . com

kevj9201

Thanks for that link Diable, just done a quick quote and the prices are a lot more realistic than some i have seen, will look into it properly tomorrow when i have more time.

kevj9201

Cheers silvercar, getting better.

taxsaver

I use http://www.simplybusiness.co.uk/?adb_id=1000779&ref_id=google_Brand_BrandSB&gclid=COvngOLYpKkCFQoZ4QodThM1tg and find them to be very helpful and good prices too.

G_M

kevj9201 wrote: »

Hi, just wondering if any LL have decent brokers or companys they use as i have tried a few places today, (sarah beenys advert the main culprit!) Heres the situation ive found myself in -

House purchase nearly there
Need buildings insurance before exchange
Need a tenant before can have buildings insurance
Need to have house before i can find a tenant

Catch 22 or what?
Any advise please.

Why? Just get LL insurance. Check what catagory of tenant they'll accept/refuse.

eg paragonadvance:
"If there are currently no tenants in, or ready to move into the property, then full cover is subject to the property being tenanted within 60 days from inception. If you know that the property will not be tenanted within 60 days from inception, you should inform us immediately, as this could result in cover being cancelled, with a charge being applied for the time on risk. If the property is unoccupied from inception, but will be tenanted within 60 days, please contact us once the tenants' details are known, so we can update our records. "