claiming bank charges but on incum sup

fkelanne

hi all, ive started claim my bank charges back, and they come to £2600, im income support. and the bank takes most of my ben every week. if i win at court do i have to tell them? and will it affect my income support?

happymummy

I didnt tell them. Its your money after all, money that you should've had each week if you hadnt had the charges!

Good luck with getting it all back

fkelanne

ye but did u pay for the court fee? im goin to see if i can get it free as i cant afford it

suffolkb

I`ve got the County Court Fees leaflet.
It says you will have to pay a fee unless:
You or your partner receive income support.
You receive income-based JSA.
And a few other things if you have pension credit or disability element WTC.

I didn`t know this when I claimed from Bank of Scotland, Marks and Sparks and Paragon finance. All paid up and had to refund my court fees. Good luck.

happymummy

fkelanne wrote:

ye but did u pay for the court fee? im goin to see if i can get it free as i cant afford it

I paid the fee but got it back along the the interest.

real1314

fkelanne wrote:

hi all, ive started claim my bank charges back, and they come to £2600, im income support. and the bank takes most of my ben every week. if i win at court do i have to tell them? and will it affect my income support?

You can up to £6000 in savings without it affecting I.S.

Tell them if/when you get the money, just to make sure you don't create a problem for yourself.