Santander/A&L switched account- overdraft charges

kaz0705

Hi,

I'm hoping someone might be able to help.

Last year I switched to A&L on their £100 switching bonus offer.

As well as the bonus, the account gave an interest free overdraft for a year.

That year has now ended and I have just reviewed my overdraft charges, convinced they would be £5 (50p a day capped at 10 days). However, its £10 (50p capped at 20days).

I am *convinced* that when I signed up to A&L the overdraft offer was for 10days after the year had passed.

I've checked Santander's o/d charges and they say that the 10days is for the 'preferred account' and the 20days is for the 'everyday account'. Mine is titled the 'premier account'!

I just wondered if anyone else took the same offer and can remember the T&Cs or anything? I've recently moved house and wouldn't know were to BEGIN to find the paper work (although it'll be somewhere!)

Thanks in advance,

Kaz
x

noh

The fees and charges are here see page 11

http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223412341387&cachecontrol=immediate&ssbinary=true&maxage=3600


It was originally 50p for 10 days but is now 20 days. I believe new charges were notified some time last year.

Edit:- looks like it was March this year. Here is a previous post on the subiect

All info concerning the ex A+L accounts is here:-

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237879092419&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA1

ses6jwg

if you are funding with more than 1k pcm you can transfer to the preferred c/a capped at £5 a month keeping your existing debit card etc