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M&S credit card charges hidden in small print

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Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you buy currency direct from M&S, will that be interest free for 15 months?
    If you're in the introductory period, yes.
    I've read the Terms and Conds pretty carefully and it doesn't answer that exact question (unless I'm looking in the wrong place of course!)
    From the credit card T&Cs...
    ‘Cash Advance(s)’: any cash withdrawal, purchase of travellers’ cheques or foreign currency, (other than from Marks and Spencer plc), Cheque transaction, money order or electronic money transfer (excluding Balance Transfers), any payment by Direct Debit and any betting and gambling transaction.
    And from the 'Travel Money' T&Cs...
    Please note that by paying by M&S Credit Card the transaction will be treated as a purchase and not a cash advance. Therefore you will not be charged a Cash Advance Fee.
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