Cinder

Cinder_2
Cinder_2 Posts: 3 Newbie
in Reclaim PPI & other insurance
Looking for advice have no paper work for some Credit Cards i would like to reclaim PPI. I do not have account numbers do i need them to start proceedings i have start dates end dates & company details.
thanks.

Comments

  • dunstonh
    dunstonh Posts: 119,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You dont need any paperwork unless you are going back over 6 years as typically lenders keep records up to 6 years. If neither side has records going back over 6 years then you wont get anything.

    You have to state why you were mis-sold in any complaint you make. Having PPI is not a mis-sale reason.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    dunstonh wrote: »
    Having PPI is not a mis-sale reason.

    Not having it is even less of a reason. Unless you or the firm have evidence that you did, then a complaint will be a non-starter.
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