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Can the banks do this to me?

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Comments

  • united66
    united66 Posts: 257 Forumite
    Overdraft = how?
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • opinions4u
    opinions4u Posts: 19,411 Forumite
    united66 wrote: »
    Overdraft = how?
    My guess would be through charges.

    Any overdraft is not legally enforceable.
  • united66
    united66 Posts: 257 Forumite
    opinions4u wrote: »
    My guess would be through charges.

    Any overdraft is not legally enforceable.

    Fair point, but didn't the OP say it was a one off? Going over by a few pence? If so, I don't see what OD there is to clear.
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • I believe a Lloyds TSB Under 19's account can go overdrawn, although if you are under 18 it states they don't charge but I guess they will chase you somehow to pay it back or get you when you do reach 18.
    David :)
    £1 of debt is too much for me!
  • pmduk
    pmduk Posts: 10,682 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    However you got that overdraft, ensure it's cleared by your 18th birthday. You don't want to start your financial records with black marks.
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