debt collectors HELP !!!!!

Mr__Black_5

easyhost wrote: »

also as cineworld would have still attempted to draw on the DD, the OP should have also had letters from his bank of these attempts.
But i would have assumed the cineworld would have sent notices to the OP after every fail telling them that payments were refused.

After I e-mailed cineworld to cancel my card in March I received no letter from cineworld AT ALL, and also no letters from my bank. since cancelling the card the first I have heard from Cineworld was this "Final demand."

I am not a dishonest person and if they made me aware when I cancelled the card that I actually couldnt cancel it, then I would have continued with payments. I am not trying to get out of the contract either. I have accepted that they made an error and should not have told me I could cancel and am more than willing to pay the £40.50.

I am not arguing the contract. I am not trying to get out of paying it. I want to pay the money and clear the debt.

My only argument and the only thing I want is to be able to pay Cineworld as its them I owe the money. I simply do not want to deal with or pay extra fees to a third party company that I have no custom, account or any dealings with what-so-ever.

fluffnutter

If you cancelled the card due to a price increase then that is a material change in contract and you're within your rights to do so, regardless of how long the period was. However, you must follow the correct process blah blah. If I were confident I'd correctly cancelled I wouldn't be paying a bean, to the debt collectors or otherwise. You seem happy to pay - in this case I'd send a cheque to the company for the exact amount owed in final settlement and advise the debt collection agency that's what I'd done. I'd then ignore every single other communication from either asking for more money (if indeed there is any). I'd certainly not pay the agency.