We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard have increased my limit.

ILW
ILW Posts: 18,333 Forumite
My B Card has a balance of about £300 on it has has not been above that for years. I have just received a letter from them telling me they have increased my limit from £11,800 to £12,000. Was it worth the stamp?
«1

Comments

  • pompeyred
    pompeyred Posts: 99 Forumite
    Probably not, but I bet it has blown a whole load of sunshine across your ego writing such drivel.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    pompeyred wrote: »
    Probably not, but I bet it has blown a whole load of sunshine across your ego writing such drivel.

    Another newbie who doesn't know how to behave.

    It does seem like an odd rise - just £200. Perhaps £12,000 is some kind of magic figure with them. Mine was increased from £10,000 to £12,000 a couple of months ago.

    You can only begin to imagine how much sunshine my ego is bathed in right now.
  • You can only begin to imagine how much sunshine my ego is bathed in right now.
    :cool:.....................
    Are you for real? - Glass Half Empty??
    :coffee:
  • ILW
    ILW Posts: 18,333 Forumite
    pompeyred wrote: »
    Probably not, but I bet it has blown a whole load of sunshine across your ego writing such drivel.

    Strange comment.
  • glennc1981
    glennc1981 Posts: 84 Forumite
    I'm just happy having a £500 credit limit with Capital One with my first credit card after a few years of repaying debt from my younger adulthood. I was expecting £200 but I'm going to behave so I can get higher limits in future. I'm a lot more maturer nowadays.
    :)Gone from Poor to Excellent Credit. Proud of my recovery. Never going back to the sub prime! :)
    NatWest Select, Advantage Gold, First Reserve & e-ISA account holder. Holding: NatWest Platinum MasterCard, Virgin MasterCard and American Express Gold charge card.
  • At least it shows they don't feel you are as much as a risk as before then, things are on the up! :cool:
    David :)
    £1 of debt is too much for me!
  • CH27
    CH27 Posts: 5,531 Forumite
    ILW wrote: »
    My B Card has a balance of about £300 on it has has not been above that for years. I have just received a letter from them telling me they have increased my limit from £11,800 to £12,000. Was it worth the stamp?

    Knowing Barclays, the letter reducing your limit to £500 will follow soon:rotfl:
    Try to be a rainbow in someone's cloud.
  • Rupert_Bear
    Rupert_Bear Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ILW wrote: »
    My B Card has a balance of about £300 on it has has not been above that for years. I have just received a letter from them telling me they have increased my limit from £11,800 to £12,000. Was it worth the stamp?

    Are you boasting or complaining.
  • oldagetraveller
    oldagetraveller Posts: 3,653 Forumite
    If your balance is around £300 and has been about that for years then why don't you contact Barclaycard and request say, a £1000 limit? That would/could reduce your available credit which may help if applying for another card, loan etc.. It seems pointless "wasting" an excess of £11000+ for a limit you don't use.
  • SCO
    SCO Posts: 729 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    they have increased mine by £1500. Thought you had to get 60 days notice got the letter today have to reply by 25th if i dont want it?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.