halifax mortgage

sasquatch73

hello i am new to all this i need some advice 5 months i got approved for a mortgage by the halifax since then i have had nothing but grief whenever theyve wanted information they have recieved it the next day i have given them payslips for the last 4 months i have also given them p60s for the last 4 years and they have had a letter from my current employer detailing how long i have worked what i earn etc my mortgage advisor has issued a letter of complaint i have rung them complaining and now they want to contact inland revenue to verify my earnings which may take up to 3 months what should i do im at the end of my tether :eek::eek:

katepnlo

All of that is quite normal? well i am not sure aboubt inland revenue. But the rest is. Mortagges are not easy to get these days

kingstreet

Two choices;-

- do as they ask

- go elsewhere.

They have a concern about your income somewhere along the line. If they've had payslips, P60s covering several years and an employer's reference and now require HMRC verification they doubt the authenticity of the documentation you've provided.

Is the documentation hand-written or non-standard in some way?

ruggedtoast

A credit check and one payslip were all ING asked from me. I think if Halifax are being that difficult they probably dont want to lend in the end.