Pregnant & suicidal needs more advice,Northern Rock refusing to extend interest only?

grey_lady

It doesn't seem to me that you stand much chance of paying that back right now and bankruptcy would give you a clean slate and a lot less stress, could you work in the private sector as a bankrupt?

asbokid

whose baby is it?

vicxzy

grey_lady wrote: »

It doesn't seem to me that you stand much chance of paying that back right now and bankruptcy would give you a clean slate and a lot less stress, could you work in the private sector as a bankrupt?

Hi,
The one thing I'm clinging on to as stable in my life at the minute is my job, with the job market the way it is I doubt I would be able to find another even without being bankrupt on top?

vicxzy

asbokid wrote: »

whose baby is it?

My current partners baby why?

Superbiatch

Hi hun, I don't think that was what the person intended - they are saying quite rightly so in my opinion, you've given your all to save this house - let it go, its nothing to you now anyway, not even worth anything and your baby is much more important.

I was involved in your original thread and wondering how on earth you've managed to come through so much. Let it go, you'll have to suffer the consequences and deal with them when you've got a healthy little boy/girl safely delivered x

rumdiddlyum

yes what i was saying was forget about the money this baby is your everything and money is nothing im sorry if it sounded harsh that was not how it was meant but make sur that this baby and you are ok if you look at the big picture of everything as long as you and your baby and your new partner are ok sod everything else if they want to reposses you think take it in the end its a pile of rubble you will always bounce back and getting mad with me will never help your condition seriously i would think so the world if we are healthy and ok we will be fine in the end and the sort your self out is the make sure number oneanda half is ok before you think about anyone else but i think the preg and suicidal is wrong but that is me dont feel suicidal over money because it is not worth it

grey_lady

I can understand about your job being something that you want to hang onto, so lots of people who have gone bankrupt work in the public sector what's specifically stopping you?

rumdiddlyum

ps would never be judgmental to anyone

vicxzy

grey_lady wrote: »

I can understand about your job being something that you want to hang onto, so lots of people who have gone bankrupt work in the public sector what's specifically stopping you?

I had to be financially vetted for my job because of the information I handle at work & the nature of the service I work for, it also says in my contract that they can carry out random financial checks & I am sure they would sack me if I was bankrupt? I dont actually know but wouldn t that be like working for a bank & going bankrupt?

grey_lady

Plenty of people work for banks and go bankrupt, I think it's worth investigating the specifics, do you have a union rep or a friendly manager you could sound out? If it doesn't say in your contract that you aren't allowed to go bankrupt then I think there's a chance it might be all right. Investigate it anyway, also the house auction route because that would at least get northern rock off your back.