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reclaiming interest - help please!

hi, i am still trying to work out the answer to this:

can you claim back the interest you get charged for going over your overdraft limit? i think not but am just trying to find out before i start sending off my claim letters. don't want to look like a dunce!

thanks for any help you can offer, rachel

Comments

  • gem4
    gem4 Posts: 332 Forumite
    I believe that you can claim back interest that was added as a result of their unlawful charges, but not on a general overdraft. i.e. if your account had a positive balance, then they added a charge which made you overdrawn, which they then charged interest at the unauthorised overdraft rate........you were only overdrawn because of their charge........ not because of your own mis-management.
    ;) debt free...yippee :dance:
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