Better off giving up work?

melly1980

oldtractor wrote: »

Personally I do not agree with grandparents looking after grandchildren on a regular basis whilst their mother works. Its a mothers duty to bring up her children,and their fathers duty to provide for them. y.

Yes, and when daddy gets home mummy should be decorated nicely wearing a blue ribbon in her hair and have tea on the table.

melly1980

Valli wrote: »

It's not REALLY a 'benefit' at all - it's a tax allowance in a new guise!

*gets off soapbox*

Thats not true. It is a tax allowance for some people. For most people though, they are taking out vastly more than they put in and can not therefore be a true tax allowance to them.

melly1980

Mrs_Arcanum wrote: »

Just a small reminder to those who advocate staying at home if you want a family. The country desperately needs tax payers, the more the better. There should be no issue with either option and purely down to personal choice and circumstances.

The problem is that if these people are costing more in childcare than what they put into the tax system then it isnt generating money for the country via the tax system. It is a cost.

DaisyFlower

cord123 wrote: »

I havent at one point moaned about the cost of childcare!!!!!!! I am asking - practically - what would be more cost effectiveand if I would get tax credits etc.
And I have never said I work 16 hours - I work 30 hours!!!! My husband is a police officer so I cant rely on him for childcare as he works shift work.
I have been told that schools are more likely to hire teaching assitants as they are cheaper than teachers....that by teachers and headteachers.
I am not simply doing it 'for the holiday' I would ideally like to train to be a teacher but at the moment that wouldnt be possible due to the cost of training.
If people read the post properly, I just asked what I would be entitled to, I did not at any point say I couldnt afford my children, worked 16 hours a week, or maon about the cost of childcare.

Apologies must have read the 16k as 16 hours - although your other post says you are a stay at home mum so confused now anyway.

TA's dont and wont replace teachers due to the laws so schools are not taking on TA's as they are cheaper than teachers at all. A quick google will show you that school budgets are being reduced and that TA's and support staff are being hit rather than actual teaching staff.

If you can afford your children, why are you asking for benefits - no point in posting if you are self supporting. You could always sell the house you own and use it to fund a few years off given that you dont live in it.

missminx

How about looking in to working from home? That way you could have the best of both worlds. Head over to the 'Up you income board' and see what you think may suit you. If you did that, and looked at a few cost cutting measures in every day life, you may be surprised how it works out. You could save on fuel working from home too. HTH

oldtractor

melly1980 wrote: »

Yes, and when daddy gets home mummy should be decorated nicely wearing a blue ribbon in her hair and have tea on the table.

why should people have children and let others bring them up? My husbands provides for me and mine, I love being a housewife,a lady of leisure,mostly,doing what I like all day long. :j:beer::j
Its great for him to come home to a lovely home made meal,clean house and interested in him wife. Nothing wrong in that,would be a much nicer world if mums looked after their children and husbands, less stress,more love.

diable

melly1980 wrote: »

Yes, and when daddy gets home mummy should be decorated nicely wearing a blue ribbon in her hair and have tea on the table.

Stuff the Tea stockings, mini skirt and heels will suffice for me...........

Mrs_Arcanum

melly1980 wrote: »

The problem is that if these people are costing more in childcare than what they put into the tax system then it isnt generating money for the country via the tax system. It is a cost.

It is only a cost whilst child care is needed and meanwhile they have stayed in the workplace with less of a break rather than paying no tax at all. Those on short hours/pay are not paying tax but are managing better with childcare.

abby1234519

cord123 wrote: »

Hi,
I just wondered if someone could help me.....
I have just found out I am pregnant with my second child, my husband and I have a son who is two in Aug. He currently works full time earning between £28k - £30k a year (depending on overtime etc) and I work part time earning £16k per year. The only benefit we curretly recieve is the standard child benefit.

Basically, what I wanted to know is if I would receive anything should I give up work after baby is born? Currently my son is looked after by my mum and mother in law for 3 days and goes to nursery for 1 day. Although my mum will be able to look afetr the two children my mother in law wont meaning that if I were to go back to work my wages would just be paying for childcare costs....

If anyone could help me it would be greatly appreciated :-)

Why don't you do a SOA for each option. Then you can see where you stand? I'm going back to university (ie I still am at university its just the holidays) in October and will receive an 85% grant for childcare and then pay the rest myself. Whilst yes I will be on a combination of benefits and and student finance, its better for me to do this for 2 years than just be on benefits or whatever for a year. As if I worked, I would still recieve benefits as a single parent!
So either way for me, I'll be getting benefits its just in different amounts and for differing reasons. I did an SOA for being out of university and an SOA for being at university. The one for being at university outweigh the alternative greatly financially but obviously it will be hard work.

So only you can decide! If you can afford to not work then why not but getting into work again might be harder?

flashnazia

oldtractor wrote: »

why should people have children and let others bring them up? My husbands provides for me and mine, I love being a housewife,a lady of leisure,mostly,doing what I like all day long. :j:beer::j
Its great for him to come home to a lovely home made meal,clean house and interested in him wife. Nothing wrong in that,would be a much nicer world if mums looked after their children and husbands, less stress,more love.

Yawn. How boring your life sounds.