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Numpty question on Purchase cards

Okay, brace yourselves. Ive always had balance transfer cards but never a Purchase card so apologies if this is a numpty Q !

I am looking at the M&S card. Its a Mastercard. I already have a Halifax Mastercard and a Barclaycard. I also have an unused Lloyds Platinum card. Is the M&S card compatible with the cards I have ?


And.. how long do you have to make your purchases ? I want to buy a lorry load of hay and use the card to spread the payments but I know that with a B/T card, you only have 30 days to do your transfers. Does this mean I will only have a limited window to do my spending ? See ! I am a bear of very little brain...

Comments

  • molerat
    molerat Posts: 36,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The M&S card is HSBC so there should be no clash, the only problem may be your amount of available credit / debt on your existing cards. The current offer is 15 months interest free shopping so all you need to pay is the minimum on any purchases in that period, one purchase or hundreds.
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