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Thursday 2nd June - What small things...

La_escocesa
Posts: 3,119 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Hello there :wave:
Hope everyone is in good spirits today. 'Tis Thursday already!
And the weather here is looking a bit sunnier. Oooh.
I'm up to:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Hello there :wave:
Hope everyone is in good spirits today. 'Tis Thursday already!

I'm up to:
- Walking
- Eating what we've got at home
- Taking lunch and snacks to work - no vending machine pour moi!
- Free yoga at home - class isn't on tonight
- Buying cotton pads only - don't need anything else!!
- WM on cold wash - temp guage is knackered (boils everything!!!) but I've found cold is fine mostly then I can boil sheets and towels when it doesn't really matter.
- Get nervous about the job OH went for - might it be today he hears???! :eek::(:eek::(
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Comments
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Hi La E, thanks for starting us off! Fingers crossed for your oh x
Today:- lunch & brekkie from stores
- dinner at friend's tonight so free :T
- work super hard
- check banking & shift funds
- contact DP to see if I need to make a payment?
- pay cc2
- go for a run after work
- LSD just need some branflakes!
have a great day everyone x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning, thanks for starting todays thread!
Today:
I will be having a NSD
I have done one wash and it will be going on the line shortly
Making some concoction for dinner out of the cupboard and what I have bought at Tesco this week
Working on a 30 Day meal planner
Playing around with July's budget.
Booking next years holiday. 3 nights butlins, 5 of us, breakfast and dinner included, for £68 each, Bargain
Writing out a proper christmas plan
Doing some housework.November NSD's - 70 -
Morning all,
Thanks for starting us off again LaE – fingers crossed about OH’s job
Hi to all new posters and regular folk
Today I have/will
• Will have a LSD – only buying a monthly treat of a magazine and soup for lunch
• Head down at work – mega busy….off work tomorrow so loads to do
• Look for MS jobs
• Checked my online banking – moved pennies and interest to ISA
• Phone ticketmaster at lunchtime – we won £1000 ticketmaster gift card at work but I need to sort out a team event to spend it….didn’t do this yesterday
• Charging phone at work
• Charge MP3 at work
• Think positive today
• Used rail-pass to get to work
• Meals from stores
• Read newspaper online and got the free paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Go for a drive in my car tonight – lost confidence when I was driving it on Tuesday evening…..kept on stalling it (completely my fault) and had a couple of times that it wouldn’t get into gear (again, my fault)….didn’t do this last night as planned as I had an early night
• Off to WW tonight – will post my result later
Take care everyone
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Morning all, and thanks to La E for starting us off today.
It's been busy, busy, busy in the life of the witch this week so today's the first time I've had chance to post.
Yesterday I delivered my first proper order to a delighted customer. She posted a link on her website and within hours I had four more enquiries!! :j
Anyway, today's list so far:- had porridge with allotment strawberries for breakfast
- checked banking
- checked surveys
- fed and watered the chickens
- boxed 2x half dozen eggs
- get lift to work
- get paid for eggs
- take lunch and snacks to work
- have tooth out this afternoon (paid last week) - could look on the bright side - will use less toothpaste maybe??
stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Stitchy - hope the dentist goes ok.....had to re-read your post as I thiought you were having a tooth CUT out!
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Hello all been very awol now I'm back in land of living (handed in yesterday!)
Plan for today
Into college office and begin to clear up debris from thesis write up
Find out if I can help at the Hort dept garden sale at the weekend
Pot up jalapenos and Rosemary which are in greenhouse at work
Do a bit in my veg plot at work but its blowing a hooly - might not
Text chums about eggsn and take some into work
Relist some stuff on ebay
Get Lucielles plants ready to post
Water tomatoes at home
Fill in timesheet for p/t college work done last week
Read local paper hope for free somehow
Email lady about my website very exciting!
Do a bloglet
Pick up a writers desk from the recycling place
Plan garden event for recycling place
Measure polytunnel tubes and find out if I can get the bases here
Get in touch with polytunnel people about a cover - gulp and think about how to buy that soon and get it here - is there a way to avoid the delivery charge
HM dinner - dunno what yet - maybe meatballs - left over from Monday
Walk dog and take some photos
Bank to go to take out gamerboy money and put it into CC
Well thus far thats the plan for today - hope I can make some money (?) and not spend anything
I've missed you all very much (I kid you not) now time for my real life to return - woo hoo - hello to all and thank you for all the support via here (when around) and diary!
Goodluck at the dentist stitchy!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning All,
Have woken up loaded with the cold but I am off work today and have stuff to do so I will need to load up on paracetemol and hot drinks.
La E - fingers crossed for your OH
Stitchy - that's fab about your order
Here's my list:
- check banking
- do surveys
- take OH to doctor for annual checkup
- batch cooking to stock up the freezer
- take OH to bank to cancel his fee paying account and get an ordinary one instead (it has been bugging me for ages so he is finally going to change it today!)
Have a good day all,
Jules x0 -
Hello!
Today, I will:
-go to my four customers
-send a ebay parcel
-have a rest. I still don't feel very well, so hopefully, I'll have a quiet evening
Bye!0 -
morning all. haven't been on here for a couple of days. got 2 days off now so need to get some stuff done.
my list today is
check banking
email timesheet
post letter
HC
line dry as it's quite sunny here
LSD - I need to order father's day presents (using cashback sites of course)
tea from stores - don't know what yet
i'm sure there's more but i can't think at this moment
Happy Thursday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Good Morning all
LaE -Thanks for starting us off today
Stitchy- Great news on the orders and hope all goes well at dentist
Pippi - Welcome back, we've missed you too
Jules & Amara - Hope you start to feel better soon
Hope everyone else is well and upbeat
My little list today (as still feeling ropey, three weeks now)
Check Banks - Done
Check swapits (for LO) - Done
Check Ebay - awaiting payment for one item
Investigate why no tesco points from Eon
Look for ways to make a bit of money
Filing and shredding
Love and Best wishes to everyone on my fave thread :A
Back soon xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
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