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Barclays PPI Credit Card advice
AlfiestheCat
Posts: 32 Forumite
Hi, after reading Martin's PPI reclaiming guide I just have 3 queries I cannot find the answer to and wondered if anyone could help.
I have found T&Cs from a PPI policy for a credit card (Barclaycard) that I have had since 2000. I still use the card and I checked my latest statement and it is itemised as "Optional Payment Protection" so I am still paying it!
At the time of taking out the policy I was 18 years old. I cannot remember if the policy was taken out face to face or over the telephone but I believe that at 18 years of age I would not have fully understood what I was taking out and why, although I cannot remember the details of how it was sold to me.
1. How can I prove it was missold and on what grounds?
2. I have never had a lot of debt on the card. Would it atually be it worth it?
3. I am actually thinking of tking a loan with Barclays -could a PPI claim affect my eligibiity?
Thanks
Claire
I have found T&Cs from a PPI policy for a credit card (Barclaycard) that I have had since 2000. I still use the card and I checked my latest statement and it is itemised as "Optional Payment Protection" so I am still paying it!
At the time of taking out the policy I was 18 years old. I cannot remember if the policy was taken out face to face or over the telephone but I believe that at 18 years of age I would not have fully understood what I was taking out and why, although I cannot remember the details of how it was sold to me.
1. How can I prove it was missold and on what grounds?
2. I have never had a lot of debt on the card. Would it atually be it worth it?
3. I am actually thinking of tking a loan with Barclays -could a PPI claim affect my eligibiity?
Thanks
Claire
0
Comments
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Hi there
It may be worth you checking the checklist on this as well, see if any of them may apply to you.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2The one and only "Dizzy Di"
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