Barclays PPI Credit Card advice

AlfiestheCat

Hi, after reading Martin's PPI reclaiming guide I just have 3 queries I cannot find the answer to and wondered if anyone could help.

I have found T&Cs from a PPI policy for a credit card (Barclaycard) that I have had since 2000. I still use the card and I checked my latest statement and it is itemised as "Optional Payment Protection" so I am still paying it!

At the time of taking out the policy I was 18 years old. I cannot remember if the policy was taken out face to face or over the telephone but I believe that at 18 years of age I would not have fully understood what I was taking out and why, although I cannot remember the details of how it was sold to me.

1. How can I prove it was missold and on what grounds?

2. I have never had a lot of debt on the card. Would it atually be it worth it?

3. I am actually thinking of tking a loan with Barclays -could a PPI claim affect my eligibiity?

Thanks
Claire

di3004

Hi there

It may be worth you checking the checklist on this as well, see if any of them may apply to you.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2