Tiggers journey to beeeiiing freeeeeeeeeee

Ayeshalush

Welcome to MFW!:j

Judging by your SOA, you are in a very good position to have your mortgage paid off in no time.:D

tiggerjj

heres to hoping Ayeshalush! I really hate having a mortgage, i have never had a loan and dont want to ever take one, and the idea or oweing so much money is horrible!

spidystrider

I honestly think you are in the most amazing position. You have a generous income and low outgoings. While you are working away from home you should throw every penny you can at your mortgage.

I will watch your diary with interest, but don't think you will be writing it for that long compared to most. I think you will have your mortgage paid off in no time at all, as long as you keep a tight rein on your cash.

I wish you all the best in your journey to mortgage freedom, which is something I am trying to achieve myself.

RTNI

Welcome to the forum - have subscribed to see what tips I can pick up for my journey! Wish my outgoings were that low! lol!

tiggerjj

Thanks for your kind message spidystrider. makes me smile.
Well I have two holidays planned for this year which isnt very money saving but i havent been on holiday in a few years, so i used to travel on a very tight budget so no expensive hotels for me,
im going to barcelona for 4 days and then to new zealand for a month at the end of the year. which im super excited about!!!! going drive around new zealand in a crazy painted campervan...........

so until then the reins are in tight and no expensive spending for. i did really want a new phone but thats put off till next year now!

tiggerjj

RTNI while my outgoings are low.....
my 80hour week when working and then the 06:30am phone calls on sunday morning when im supposed to get a lie in (starting work at 9) are not so wonderful!

spidystrider

I don't know whether you've ever looked into matched betting. I got involved a few years ago and made £800 in 6 weeks. It is only for the very focused and controlled though. I gave up on it, as I was starting to gamble some of the cash away and matched betting is definitely nothing to do with gambling.

There is a forum on here with all the info you need, but it takes time to learn how to do it properly and you do seem busy! If you do get a chance though, it might be worth taking a look.

tiggerjj

spidystrider,
im lookg for the forum about matched betting to see what it is as i have never heard of it, but i cant find it, just links to the gambling forum, i am blonde and liable to ditsy moments! what is matched betting?

tiggerjj

looking at my excel sheet , well not mine locoblades!
if i only pay my current amount until the offset to complete and then start paying 1000 a month, then i can be finished by 2019!!! this still seems ages for me!
but i guess rates will be up quite abit by then, so ill probably throw a lot more money at it then.
I WANT TO BE FREE NOW!!!!!!!!!!!!!

boney752

Hi Tiggerjj

Just thought I'd say hi as one Merchant Navy employee to another! I was very interested to read your thread as I've spent the last few days researching pensions on MSE. I, like you, don't see this as a lifetime career. Although when I say that to the lifers onboard they just smile at me in a very disconcerting way that makes me feel like I'm trapped!

I've been paying the maximum allowable overpayment of my fixed rate mortgage for the last 2 years and have to say it's a good feeling seeing the monthly payments drop year-on-year!

Good luck with your quest for mortgage freedom!

Iain