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Natwest BT Offer

starM
starM Posts: 1,464 Forumite
Hi,

I have a Natwest Credit card with a zero balance. At present their is a BT offer on the account of 0% for 6 months with 3% fee.

Just wondering has anyone tried to close Natwest/RBS cards down and what offers was available through retentions?

Thanks
MS

Comments

  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Never tried to close mine down, but I've found that by leaving a £0 balance or spending a little and paying it off in full each month, has lead to several offers of 9 months + (IIRC one was for 10 or 12 months) and also a raise in my limit. This has happened in the past 2 years, since I paid the constant balance off.

    The years I had a constant balance and didn't pay it off each month, I got no offers apart from the odd 3 month one here and there.
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