Using virgin card as a mule for 2 barclaycards?

FloFlo

I have a hilton honors (from barclaycard), virgin MBNA card and a barclaycard.

I can't move the balance on the hilton honors to the barclaycard so am trying to work out how to use the virgin MBNA which has no offers on it to move the hilton honors balance to the barclaycard.

Can I move the balance to the virgin card and then to the barclaycard and just pay 2 transfer fees and a few days interest?

Also could I BT into my current account from the virgin card and transfer this balance to the barclaycard. Then I could pay some off the hilton card and pay off my overdraft. Would I just pay the BT fees and a few days cash advance interest?

I don't want to apply for any other cards at the moment.

Thanks

bengalknights

Log into your virgin account and check under promotions or give virgin a call and they may offer you a promotion for either SBT or BT.

The best thing to do if BT not available is a request a SBT from virgin to your bank account and pay down your hilton and overdraft balances although you would incur interest monthly on the virgin card for doing it until the balance is repaid to them.

YorkshireBoy

FloFlo wrote: »

...a few days cash advance interest?

It'll be at your 'money purchase' rate, which may well be somewhere between your purchase rate and the cash advance rate...typically 20.9% APR for new customers.

There is another way, depending on how much money is involved...

What's the total amount you'd like to shift to the new Barclaycard (ie Hilton + overdraft)?

What's your credit limit on the Virgin card?