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Jolly June's NSD Challenge!

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  • mrso2b
    mrso2b Posts: 314 Forumite
    Can I join please? I'm skint and don't get paid till the 21st so I need 21 NSDs.

    Thanks
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    I'm going for 15 this month please.

    I ended up on 16 last month so pleased. OH got a week at the theatre too and that always helps with NSDs as long as I'm good at lunchtimes, have been recently though.

    Have a great June everyone.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • I love cheese and pineapple! I'll bring the mini sausages!

    Hoping for NSD #1 today as I specially bought milk and bread yesterday so I didn't need to today and don't have anything else I need to get.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • :wave:

    I'm taking the little ones to the zoo today, so no NSD (again!) Hoping for one tomorrow......

    In regards to party food, a combination of retro and modern works for me ;) Bring on the pineapple and cheese on sticks next to the sushi bites! x
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hi all, didnt meet my target last month, but would like to try again this month for 10 again please.
    I will do better this month as only 1 birthday this month and i have already brought the pressie.
    Good luck everyone
    PAD Maker
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Good afternoon NSD'ers :hello:



    Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE:D


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • chrisico
    chrisico Posts: 133 Forumite
    Hi everyone. This month I'd like to try for 12 NSD's please.

    Chris
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can I bring Party Rings?

    Does anyone find actually having zilch money more comforting than having money?!

    Most of my wages which were paid yesterday have gone on bills - only took £20 out for myself. I have a couple of things to go out this month like car insurance and mobile bill, I get paid from this Friday every Friday with my second job so that's an extra £50ish quid a week which I will be living on.

    I hate it but I'd rather they were all paid and out of the way so I can scrimp and save for the rest of the month.

    CANNOT WAIT TO BE DEBT FREE

    at least then it'll stop the guilt when I actually do spend money on myself...
    Life is too short not to love what you do.
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Hi fellow NSDers,got#1 under my belt,so feeling pleased.

    This might be slightly ambitous,but I'm going to try and get my '5 in a row' right away.

    I should last until Monday without having to buy anything.That's the plan anyway....
  • bellkat
    bellkat Posts: 328 Forumite
    Part of the Furniture
    Hi all, NSD 1 for me today, so off we go.

    Good luck everyone!!
    New Year New You Challenge - 13.5lbs/10lbs

    Spring Into Spring Challenge-2.5lbs/10lbs

    Slimming World Total Loss - 2 stone 3lbs
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