Letter from MIB and CCM wanting 2.5k

thebody

Hi there hope this is the right place to post this, wondering if anyone can offer some advice before I go to a solicitor.
Basically my partner received a letter today from the MIB and close credit management demanding payment of 2.5k for a accident she had nearly 5 years ago.
She made a stupid mistake and drove her mothers car when she was younger she had no insurance and only had a provisional license.
She didnt injure anyone (thank god) only causing damage to the motorway metal center divider.
Then out of the blue we get this letter today, were getting married in september and dont have that kind of money. God knows how much interest CCM have added on ?
Weve had no contact from the MIB or anyone prior to this date or who the claimant is ?
Just looking for advice on what our next steps should be ?
Thanks

mcjordi

im sure as the driver was known her mothers insurers should of paid out regardless to weather she was insured or not (im not clued up on uninsured drivers/MIB) but someone more knowledgable will pop along shortly)

atrixblue.-MFR-.

this is better off being posted in pepipoo they will be able to help, im sure your going to have a wrapping on the knuckles from some here.

get some research in at the MIB website also i dont think they can claim unless its personal injury but i maybe wrong.

thebody

Hi thanks for the replys
Unfortunatly the car wasnt insured by her mother either as she had recently purchased another vehicle.
Wrapping on the knuckles ? I expected it to be honest, but no ones perfect everyone makes mistakes

atrixblue.-MFR-.

thebody wrote: »

Hi thanks for the replys
Unfortunatly the car wasnt insured by her mother either as she had recently purchased another vehicle.
Wrapping on the knuckles ? I expected it to be honest, but no ones perfect everyone makes mistakes

have you checked the MIB's website about claims and what can be claimed for?

also pop over to pepipoo and post theres people on there in the know.

thebody

Just in the process of posting on there now
Thanks

s_b

seeing as she cannot emmigrate i would try and mitgate payment to claimants
maybe a free 1/2 hour with an uptown solicitor who deals in property/car claims would be a good call too
good luck and hide the keys to your porsche;):cool:

Quentin

She caused the damage and the MIB paid out as she had no insurance to cover it.

They are entitled to pursue her for the money as they are now doing.

As advised, get some advice, but be prepared to tone down the wedding costs!

CharlieBilly

I suspect they can claim up to 6 years. Yes we all make mistakes not all of us drive a car without insurance, but many of us pay for those who flout the law in our policies

By all means get advice

Woody._2

£2,500 is cheap to repair a motorway barrier, she's lucky it's not more..

thebody

Woody. wrote: »

£2,500 is cheap to repair a motorway barrier, she's lucky it's not more..

Cheers Dad :T