What if you were missold PPI BUT you've claimed more than you've paid??

Beewee_2

Ah go f**k yourself!!!!!!!!!!!

roonaldo

people dont like being told the truth

marshallka

roonaldo wrote: »

people dont like being told the truth

Roonaldo, it was AGREED to have been missold. How can you say that.

Common_Sense_2

marshallka wrote: »

Roonaldo, it was AGREED to have been missold. How can you say that.

I think the main point here that is causing raised eyebrows from some posters is that the OP stated that he was sold a product that he didn't need, but in the same thread he said that he had used the product to make a claim.

therefore he did in fact need it.

It's simply a case of wanting to have one's cake and eat it!

marshallka

Common_Sense_2 wrote: »

I think the main point here that is causing raised eyebrows from some posters is that the OP stated that he was sold a product that he didn't need, but in the same thread he said that he had used the product to make a claim.

therefore he did in fact need it.

It's simply a case of wanting to have one's cake and eat it!

Maybe the OP worded it wrong as the complaint was in fact upheld so in all fairness it seems it was originally missold regardless.

the_knitting_drummer

I think we can all agree that you need to escalate this complaint to the FOS as soon as possible.

You weren't told it was optional, had a pre-existing medical condition and had employer benefits. So what if the policy actually paid out, just don't mention that on your complaint form. FOS won't notice, because it's unheard of for a policy to actually pay out. If they do notice, they'll probably decide that 'on the balance of probabilities this probably happened in a parallel universe'.

marshallka

the_knitting_drummer wrote: »

I think we can all agree that you need to escalate this complaint to the FOS as soon as possible.

You weren't told it was optional, had a pre-existing medical condition and had employer benefits. So what if the policy actually paid out, just don't mention that on your complaint form. FOS won't notice, because it's unheard of for a policy to actually pay out. If they do notice, they'll probably decide that 'on the balance of probabilities this probably happened in a parallel universe'.

Its already been upheld BUT Tesco are stating that the amount that the OP claimed was more than the Policy. I have doubts whether they have actually included ALL THE INTEREST in that statement that the OP paid on top of the policy so I would ask Tesco to confirm the full cost if it were me or if the OP posts up the figures of the agreement someone could check this for them. It "could" well be that the amount claimed totalled more than the full cost of the PPI but that is VERY VERY rare.

roonaldo

marshallka wrote: »

Roonaldo, it was AGREED to have been missold. How can you say that.

read the previous post where we were told to go f ourselves, I think you missed it.

roonaldo

marshallka wrote: »

It "could" well be that the amount claimed totalled more than the full cost of the PPI but that is VERY VERY rare.

not as rare as you would imagine. ive seen loads!
people still seem to think they can get more.

marshallka

roonaldo wrote: »

read the previous post where we were told to go f ourselves, I think you missed it.

I don't think "we" were.... I think that Loan ranger was for the dig they made.