We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stayed Court Case

Looking for advice.

I took my bank to court in 2007 about unfair charges and in June 2007 they paid me a "goodwill gesture" but I continued to press for the full amount as per advice from MSE, and in June 2008 I received a letter to say that the case was "stayed", and I have heard nothing since.

I have just today stumbled across the documents from the banks solicitors, dated June 2008, so I called them just to see what the situation was and they told me to call the court.

So I rang the court and they said my case is still stayed and will remain so until I do something.

And this is where I am stuck, what can/should I do now?

Comments

  • zppp
    zppp Posts: 2,476 Forumite
    The position is that the banks won the court case (Abbey and others v OFT). So it is with your current Particulars of Claim, they will be almost certainly struck out if you proceed. There is information on this site about amending your Particulars of Claim (amending your legal arguments), however I willbe the first to tell you that there have been no reported sucesses and not much progress has been made.

    Your decisions are as follows;

    1. Amend your POC (Particulars of Claim) and proceed - further information can be found at the Govan Law Centre
    2. Withdraw your claim and go through the reclaim process, which has been altered since the test case to request that the bank looks at financial hardship
    3. Withdrawn your claim
    Best Regards

    zppp :)

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.