Offering discount for continuous credit card authority

cr1mson

Thanks all it is either debit card or credit card. More than happy to set up direct debit but not a CCA. Will contact them on that basis! Being cheeky checked them out on Companies House (the free bits) and they took out a mortgage last year. Whilst I know not unusual for a business to do this combined with increase in prices, switch from 3 terms to 4 terms it makes me concerned that they have cashflow issues.

Also just noticed their t+cs now say

Cancellation of re-enrolment into future Terms is expected to be a planned process requiring one full Term’s notice in advance (not to be less than 8 weeks). This must be confirmed in writing, either by email to [EMAIL="retentions@swimeasy.co.uk"]x[/EMAIL] by post to Retentions Department

which I am less than happy with.

C

chattychappy

cr1mson wrote: »

Cancellation of re-enrolment into future Terms is expected to be a planned process requiring one full Term’s notice in advance (not to be less than 8 weeks). This must be confirmed in writing, either by email to [EMAIL="retentions@swimeasy.co.uk"]x[/EMAIL] by post to Retentions Department

OK.. but bear in mind that if you agree to that, it's binding on you regardless of whether you've set up a DD/CPA.

simongregson

There are loads of swimming lesson companies. Vote with your feet - and tell them why you're leaving them!

chattychappy

JasX wrote: »

EDIT: see http://www.mastercard.com/us/merchant/pdf/BM-Entire_Manual_public.pdf

Page 117 Sec 5.11.2 Charges to Cardholders

Only just noticed this post.

This doesn't really match the situation here, but in any case the enforceability of clauses like this are restricted by competition law in the UK. See http://www.opsi.gov.uk/si/si1990/Uksi_19902159_en_1.htm


Even if a clause such as this is enforceable, it wouldn't be enforceable by a cardholder against a merchant.

pvt

chattychappy wrote: »

Only just noticed this post.

This doesn't really match the situation here, but in any case the enforceability of clauses like this are restricted by competition law in the UK. See http://www.opsi.gov.uk/si/si1990/Uksi_19902159_en_1.htm


Even if a clause such as this is enforceable, it wouldn't be enforceable by a cardholder against a merchant.

Well, actually, it doesn't match it in any way, shape, or form. JasX clearly hadn't read the OP properly and had completely the wrong end of the stick.

Cr1mson,

Have you considered simply offering the full payment for the term in full at the beginning of the term?

pvt

KimYeovil

It is something you should be in favour of.

1) Make sure you know the term of the agreement. Probably three terms (but check that) and decide if that is what you want.

2) Be happy that the company will be wasting less time and money chasing idiots protesting "ooh, I've changed my mind, my child wants to do something else". And they will not have to increase the fees by 33% every four months because half the children have gotten bored.