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Vanquis Offers £84 settlement Belmont Thornton loses?
leeingrove
Posts: 11 Forumite
Hi all
After replying to an add for PPI was sent pack by Belmont Thornton, never did anything with it as thought it was a scam, ever more upheld with the untold phone calls, texts, emails and more packs...
Arrgh I gave in, filled claim form in, with regards to Vanquis credit card. Now I had no PPI but did have a lot of late payment charges. Couple days later get an email from Belmont with regards to proceeding with my claim. Week later get a letter from Vanquis stating that received letter from Belmont, but in my interest Vanquis wish to deal with me directly, this I ignored.
Today received a letter from Vanquis offering me £84 with a clause... I have 2 options,
1: They will vary my account ensuring I do not incur any fees, for this I will have to pay £25 annual fee with interest rate at 54.9% currently 34.08%.
2: Pay off balance at current rate (34.08%), closure of account when paid in full and non use of card through out.
Do I except their offer? What of Belmont Thornton, will they charge me either way? Which option should I go for?
Cheers
Lee
After replying to an add for PPI was sent pack by Belmont Thornton, never did anything with it as thought it was a scam, ever more upheld with the untold phone calls, texts, emails and more packs...
Arrgh I gave in, filled claim form in, with regards to Vanquis credit card. Now I had no PPI but did have a lot of late payment charges. Couple days later get an email from Belmont with regards to proceeding with my claim. Week later get a letter from Vanquis stating that received letter from Belmont, but in my interest Vanquis wish to deal with me directly, this I ignored.
Today received a letter from Vanquis offering me £84 with a clause... I have 2 options,
1: They will vary my account ensuring I do not incur any fees, for this I will have to pay £25 annual fee with interest rate at 54.9% currently 34.08%.
2: Pay off balance at current rate (34.08%), closure of account when paid in full and non use of card through out.
Do I except their offer? What of Belmont Thornton, will they charge me either way? Which option should I go for?
Cheers
Lee
0
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