Going a cruise credit card help

photogifts

Hi everybody i am going a cruise with royal carribean accross europe and on the ship to pay forl purchases i was going to use a credit card then pay my credit card straight away when home i do have one at moment a card but its 3% charge and i don't want to take all money

i did try and get the post office credit card but was declined and saga i was to young the Halifax clarity looks good but after being rejected by post office worried get rejected again my credit card is my only debt at £300 at moment but i do have funds to clear that

so to save charges and fees what would be best option would pre paid card be any good or should i try clarity ?

thanks

dzug1

If I read the RC website website correctly you will be billed in sterling and there won't be a 3% charge whatever card you use.

You will be at the mercy of their exchange rates though.

photogifts

From what ive read they give you a poor exchange rate for sterling and its best to pay in there currency dollars and they are cards that don't charge for exchange rate for doing so if its wrong card you can be charged as much as 3%

joaniemerc

I was on a RC ship 3 weeks' ago. If you check in on line (and print off your Sailaway Ticket) you are asked to register the card you propose to settle your bill with. You are also asked whether you would like the ship's rate for conversion or your bank's rate - I opted for my bank's rate. When you check in at Southampton your card will be swiped then.

I also rang my bank to let them know that I was in Europe but also asked them to log that I was in America - as RC is American owned line that's where any payment shows up as being from. On my first ever cruise I didn't know this and my card was declined. It was eventually authorised but I just don't like the hassle. Off to Norway on Saturday with P&O and shall be telling my bank I'll be in Norway and America as P&O (owned by Carnival) is also American.