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An Epiphany?
Bambi234
Posts: 153 Forumite
Greetings All
This week was a time of a small epiphany for me regarding my self worth and clearing my debts.:j
Once in a while some of the guys in work go over to another person’s house and we have a card night and social evening. One such card night was coming up last night (Sat). I would have like to go but something in me said NO. For the first time in ages I listened to this rather than go ahead anyway and possibly loose some money playing cards. During the few days preceding this night out when someone asked me whether I was going, my reply was sorry I’d love to but at the moment can’t afford it.
The Epiphany came when I realised that.
Long may it continue!
Bambi
This week was a time of a small epiphany for me regarding my self worth and clearing my debts.:j
Once in a while some of the guys in work go over to another person’s house and we have a card night and social evening. One such card night was coming up last night (Sat). I would have like to go but something in me said NO. For the first time in ages I listened to this rather than go ahead anyway and possibly loose some money playing cards. During the few days preceding this night out when someone asked me whether I was going, my reply was sorry I’d love to but at the moment can’t afford it.
The Epiphany came when I realised that.
- It felt good to be honest even in a small way to friends about finances not being good.
- It felt good to stay at home and relax about knowing that wasn’t spending money that would be better served in my bank account clearing debts
- The friends still like me.( my friendship is not gauged on how much I contribute financially)
- My self worth is not dependant on what I perceive other people think about my financial position.
Long may it continue!
Bambi
Lightbulb Moment :idea: Sept 2006
Proud to be dealing with my debts.
Official DFW Nerd No. 254
Debt Free prediction 14/11/09 ( DEBT FREE 27/09/09)
Sealed Pot challenge No 664
Proud to be dealing with my debts.
Official DFW Nerd No. 254
Debt Free prediction 14/11/09 ( DEBT FREE 27/09/09)
Sealed Pot challenge No 664
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Comments
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Well done! Just want to say welcome and congratulations. Keep up the good work.Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
well done bambi!
its truly something when you realise that not going out and spending money you dont have gives you a nicer feeling than thinking sod it what does it matter if i spend xxx amount!
it didnt sound preachy at all,just good common sense:)
JDNovember NSD's - 70 -
Well done - it sounded as though it was hard to say the first time, but it will be easier from now on, and you will save some serious money as well.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
yes well done bambi ... good to resist the impulse that says you've got to do what your friends/workmates are doing, even if it costs money you can't afford0
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Hi bambi.
Didn't sound in the least bit preachy to me.
Sounded like someone enjoying that moment when you realise you've 'turned a corner'. I hope we can help you even more on here to get your debts down.
Well done.
xxBank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Didn't sound preachy to me either, well done!!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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me,neither..well done and welcome0
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Well done Bambi!!
I hate to say it, but at 26, I still give in to peer pressure. It's terrible really. Every Friday, we all go to my friends house, and if I say we're not coming I get the guilt treatment and end up going. We don't spend a fortune, a few beers and a takeaway, but I know that it probably all adds upto £80 a month. I have included this amount in my DMP to start in the new year. I get more flack than any of the others because I'm working. But, we have the largest household (2 adults, 2 kids vs. 1 adult, 2 kids for most of our friends), I'm working (everyone else raising kids, still at home). I have explained that I also have the highest amount of debt. Just not very understanding friends in that respect. More of a 'live for today' mentality. I've suggested to my OH that we cut it to 2 Fridays each month, that way we'll have an extra £40 to throw at something.
Evans. xox0 -
Id like tho say a big thanks to all of you who've posted its amazing how much easier it is knowing that i can come and post on here and know ppl are in the same boat. Not the amount. But the situation.
It keep me accountable. Not in stern way but an motivating way
THANK YOU
Bambi
Lightbulb Moment :idea: Sept 2006
Proud to be dealing with my debts.
Official DFW Nerd No. 254
Debt Free prediction 14/11/09 ( DEBT FREE 27/09/09)
Sealed Pot challenge No 6640 -
Id like tho say a big thanks to all of you who've posted its amazing how much easier it is knowing that i can come and post on here and know ppl are in the same boat. Not the amount. But the situation.
It keep me accountable. Not in stern way but an motivating way
THANK YOU
Bambi
Lightbulb Moment :idea: Sept 2006
Proud to be dealing with my debts.
Official DFW Nerd No. 254
Debt Free prediction 14/11/09 ( DEBT FREE 27/09/09)
Sealed Pot challenge No 6640
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