Letter from Inland revenue?

saharasarahs

Hi everyone i am in the process of applying for a mortage and have just been advised by my broker that they have asked for a letter from the inland revenue to confirm my income even though they already have my p60, 3 months wage slips and 3 months bank statements, is this normal? Thanks.

hcb42

never heard of that before.

I take it the paperwork provided is the latest and all marries up? And you are still employed at same place?

TrickyDicky101

Do you have additional income over and above that which you receive by virtue of your employment? I can't see any reason otherwise why they would want to see anything from HMRC when they have your P60...

dunstonh

Being asked for income evidence from HMRC is not uncommon with self employed people. However, it would not be usual for employed.

I am not a mortgage adviser but the only thing I can think why they would ask for that is if they believe the payslips and/or P60 are forged or inaccurate.

kingstreet

Sounds like an audit check.

Are the payslips and P60 in non-standard format or handwritten, rather than printed?

Previous application picked up on Hunter?

saharasarahs

Thanks for your replies, i do recieve monthly expenses which are not shown on my payslips but do show up in my bank account, could this be the reason?

saharasarahs

Also, what is an audit check, sounds a bit scary? Many thanks

kingstreet

Every so often, a lender will choose a case at random and pull it to pieces to check everything. Anything which doesn't completely add-up is checked and double checked.