first time car & insurance

vax2002

Do not rule out firms such as direct line, they can be cheap in such situations and very expensive in others.

Mark_Hewitt

For inexperienced drivers the greatest expense an insurance company is likely to face is claims from third parties, so the proportion which depends on the value of your car will only make up a small part of the premium.

rev_henry

CaptainKidd wrote: »

I stand corrected, i was just going on my own assumptions.

I put into an online insurance website and heres what i got

21 and just passed test for a 1 litre corsa fully comp = £2437

21 and passed test 4 years ago for same as above = £821

must admit iam surprised as i didnt think that just having a licence and not driving for 4 years would make that much diffrence.

Having said that I'm sure I've seen some places say that you must have some kind of driving experience during those years i.e. you can't just not drive, but maybe not. If it doesn't say that it doesn't matter, if that makes sense.

roysterer

Thankyou all for your replies.
Roysterer

Kilty_2

wuckfit wrote: »

The best way is to forget all thoughts of having a new(ish) car for the first few years of driving.

It will be significantly cheaper for any young driver to insure an old banger TPF&T (Third Party, Fire and Theft).

Nope - it costs me less to insure a 2011 (11) Kia Picanto 1.0 fully comprehensive than a 1992 (K) Peugeot 106 1.0 TPO/TPF&T