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Ex has requested maintenance in cash

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  • EclipsedMind
    EclipsedMind Posts: 174 Forumite
    Marisco wrote: »
    If the above is the case, and it is a private agreement, then she might want cash, because she might have an overdraft at the bank, and the payment gets swallowed up every month!! If the CSA are not involved, then it's not so crucial to get proof of payment.


    She can go to the CSA at any point and I may be wrong but can't liability go up to 19 if the child stays in full time education?

    I suspect you have something akin to a consent order and you will find that it is not enforcible for maintenace and the CSA can take over. This has been true all along I should think. Paying her cash and getting receipts will help you prove payments should she contact the CSA at any point in the near future.

    I don't see it as any worse than a bank transfer - just protect yourself by having receipts and maybe writing teh agreement up as suggested by others.

    It sounds like you have done everything right so take care during the next few months and I wish you and your children every happiness.

    EM
    I think opinions should be judged of by their influences and effects, and if a man holds none that tend to make him less virtuous or more vicious, it may be concluded that he holds none that are dangerous; which I hope is the case with me.
  • pinkpig08
    pinkpig08 Posts: 2,829 Forumite
    My DH pays his ex in cash and has done for about 2 years. He has a duplicate receipt book and writes the amount he is paying and that it is for maintenance for XX and XX. He the gets her to sign it as his proof that he has paid her. Then he has a copy and she has a copy.
    Sealed Pot Challenge #817 £50 banked :)
  • jetta_wales
    jetta_wales Posts: 2,168 Forumite
    pinkpig08 wrote: »
    My DH pays his ex in cash and has done for about 2 years. He has a duplicate receipt book and writes the amount he is paying and that it is for maintenance for XX and XX. He the gets her to sign it as his proof that he has paid her. Then he has a copy and she has a copy.

    That's a good idea you can just buy those in staples.
    "Life is what you make of it, whoever got anywhere without some passion and ambition?
  • Kimitatsu
    Kimitatsu Posts: 3,889 Forumite
    1,000 Posts Combo Breaker
    She can go to the CSA at any point and I may be wrong but can't liability go up to 19 if the child stays in full time education?

    Only if the qualifying child is still in further education rather than higher education. A university degree would not count for that as you dont get child maintenance for uni paid to the PWC.

    I suspect you have something akin to a consent order and you will find that it is not enforcible for maintenace and the CSA can take over. This has been true all along I should think. Paying her cash and getting receipts will help you prove payments should she contact the CSA at any point in the near future.

    I don't see it as any worse than a bank transfer - just protect yourself by having receipts and maybe writing teh agreement up as suggested by others.

    It sounds like you have done everything right so take care during the next few months and I wish you and your children every happiness.

    EM

    EM is right you have a consent order currently and should your ex choose to go to the CSA then they can take over the case and ignore the order that has already been made. However your liability will only start from the point at which they contact you - she cannot backdate it unless she has an already opened case.

    If you have 2 children then you would be liable for 20% of your net income until they have completed further education or their 19th birthday whichever comes soonest (unless they have a disability in which case it can be extended to 21).
    Free/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB
  • anh1904
    anh1904 Posts: 480 Forumite
    I have two children with my wife, and two with my ex, one of which is away at uni, so my understanding of the CSA (which I confess to be limited), if indeed they did get involved, is that her maintenance would be calculated slightly lower than by our consent order/agreement since I would have a portion of my earnings protected from assessment?

    i.e. she would get 15% of 80%, i.e. 12%, rather than the full 15% she is being given today.

    All immaterial - I have played by the rules (overpaid in fact but that's another story) of the consent agreement, and intend to continue to do so and stop altogether when the time it indicates finally arrives.

    If the CSA get involved in the interim, I will do whatever is within my powers to delay purely for the indignation and underhandedness I would take it to represent, hardly entirely grown up of me, I admit.
    Like all revolutions, guerrilla goodness begins slowly, with a single act. Let it be yours.

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