Ex has requested maintenance in cash

jetta_wales

My ex pays me in cash but he's also never paid me the full amount (not even half) and I didn't involve CSA but now I am using them, even though it's with maintenance direct I'm still going to suggest to him that he do it via standing order. It'd be more convenient for me anyway but is also in his best interests too even though he's never bothered at all about looking out for himself or covering his back or just generally being financially sensible in any way, shape or form lol.

13Kent

From our experience I would say don't do it, if the PWC denies you have paid then you will have to pay again.!

EclipsedMind

If there is a CSA case ask for it to be closed before moving to a private agreement.

I have heard that paying by standing order can be disputed by the PWC saying it was not for maintenace even though that was put as the description so I don't see paying by cash as much riskier.

As sugguested you can use the CSA options form to document the agreement and each have a copy.

However the most important thing IMHO is when paying the PWC get a receipt along the lines of:

"Received child maintenance payment of £xxx.xx for AAA BBB" and she should sign and date it.

Where x is the amount and AAA BBB the child name(s).

That way you have proof the money was paid and what it was paid for and when. Should the pwc go to the CSA subsequently I expect that they would accept such receipts as proof of payments which could help you avoid the double paying.

All the best.

EM

anh1904

Thanks all.

With maintenance payments due to stop within the next 12 months, I don't see as it would hurt if it is her preference (whatever her reasons) so long as I protect myself from any potential accusations of non-payment some time afterwards.

According to my DD, my Ex has started seeing someone else, which just puts me on guard in case there are plans afoot to try to get even more out of me. Could be entirely coincidence that this request comes now anyhow.

jetta_wales

anh1904 wrote: »

Thanks all.

With maintenance payments due to stop within the next 12 months, I don't see as it would hurt if it is her preference (whatever her reasons) so long as I protect myself from any potential accusations of non-payment some time afterwards.

According to my DD, my Ex has started seeing someone else, which just puts me on guard in case there are plans afoot to try to get even more out of me. Could be entirely coincidence that this request comes now anyhow.

How are you currently paying and what's the reason for the request?

Really not worth risking it to be honest not without making sure you are well and truly covered 'just incase'.

CSA_Help

For 12 months i'd keep the agreement as it is through the CSA.

EclipsedMind

The OP has yet to actually mention the CSA so it is currently assumed that he has been paying by private agreement until now but possibly via some form of bank transfer.

It would be good if the OP would confirm that is the case as it will enable people to give more relevant advice.

EM

Marisco

13Kent wrote: »

From our experience I would say don't do it, if the PWC denies you have paid then you will have to pay again.!

Maybe this is exactly what she is banking on!! So a month or so before the CSA stops, she turns round and says the NRP hasn't been paying since xxx, so she gets more payments via arrears!!!! For the sake of 12 months, I would refuse point blank and carry on paying in the usual way. After my experience with oh's ex, I would put nothing past some PWC's:mad:

Marisco

EclipsedMind wrote: »

The OP has yet to actually mention the CSA so it is currently assumed that he has been paying by private agreement until now but possibly via some form of bank transfer.

It would be good if the OP would confirm that is the case as it will enable people to give more relevant advice.

EM

If the above is the case, and it is a private agreement, then she might want cash, because she might have an overdraft at the bank, and the payment gets swallowed up every month!! If the CSA are not involved, then it's not so crucial to get proof of payment.

anh1904

Sorry for not being as clear as I should have been.

Our order was drafted in mediation and stamped by the court, so I believe that constitutes a voluntary arrangment.

I discussed the court order in a separate thread, but the wording is unanimously interpreted by those I have shown it to to end on the 18th birthday of my youngest (the wording states that maintenance of 20% of net income will be paid until child 1 reaches 18 at which point it will reduce to 15% - the deduction therefore that when the second reaches 18, it all stops)

That will be next Spring.

I suspect the request is for any application for support for fees or loans associated with university applications, but this is speculation on my part. Communication channels with my ex are not great, certainly not to be able to entertain a rational and adult conversation on the matter (sad but true).

I am happy to pay cash, but want to tie up whatever documentation I need to be able to prove that the appropriate amounts have been paid on time and thus when the 18th birthday of the youngest comes, it really does stop there (for the ex, not the children)