I'm18 and Racked up 10k of debt soon to be 17k

Idiophreak

thepenguinsareyellow wrote: »

i dont want to leave home yet, for the price it costs to live away at uni, your looking at more than than the uni costs in some cases.

I know it's completely off topic, but you really need to give this serious thought...All your friends are off out to the student union, having a few beers, stealing some traffic cones, kicking on to Lord knows where...maybe end up with some guys, maybe some girls, who knows...and you have to keep calling your mum to let her know when you'll be back...I know that's a bit of a patronising/simplistic view on things...but you have to think about the practicality of enjoying a full student life *and* living at home.

Living away from home teaches you so much, almost as much as the course itself - about budgeting, about time management, about how to play pranks on your roomies - but mainly about yourself. Yes, there's a price attached to it, but in my opinion, a price worth paying - and one that the government can't just increase on a whim, at least.

I know a few people who lived at home while studying in the first year and really regretted it - they felt left out, isolated and demotivated. Just food for thought, though

thepenguinsareyellow_2

I know, in an ideal world it'd be simple, but im not needy or anything just my nanan died a cupple of months ago, and all our family have just got so close. Im more of a family orientated person, i've stayed at some friends dorm's when i've gone to visit and i loved it, but that was just a weekend, im not sure about that lifestyle 9 months out of the year!
My best friends arn't going to uni, mainly 'cos of the job prospects, my boyfriend doesn't go. I'm not for a minute saying that i dont want to live away because they're not, just doesn't seam like i'll be missing out.

It is something to think about yes, but right now, with the situation im in, its not really an option i dont think

Thanks tho!

adouglasmhor

Idiophreak wrote: »

I know it's completely off topic, but you really need to give this serious thought...All your friends are off out to the student union, having a few beers, stealing some traffic cones, kicking on to Lord knows where...maybe end up with some guys, maybe some girls, who knows...and you have to keep calling your mum to let her know when you'll be back...I know that's a bit of a patronising/simplistic view on things...but you have to think about the practicality of enjoying a full student life *and* living at home.

Living away from home teaches you so much, almost as much as the course itself - about budgeting, about time management, about how to play pranks on your roomies - but mainly about yourself. Yes, there's a price attached to it, but in my opinion, a price worth paying - and one that the government can't just increase on a whim, at least.

I know a few people who lived at home while studying in the first year and really regretted it - they felt left out, isolated and demotivated. Just food for thought, though

I lived at home all the way through my BA, mind you I was 30 when I started it and had done several years in the Army before starting my course. I think squaddies beat students at pranks on room mates and drunken exploits.

Never felt demotivated though and I had a job as a supervisor with a firm of doormen.

Clydefrog

"I think an average apprentice gets around £100 - £200 pw, just for sitting in a classroom and going to work once a week." and advised such a programme - YES they are the best way of gaining experience and a possible job, the problem is there are literally no such programmes around anymore...

Can't speak for all of Britain, but we manage to fill our books with some 200 - 300 engineering apprentices a year - any Norfolk isn't really an industrial region.

It is the opposite to what was said - you go to work 4 days a week and are classroom based for one, but this is normally a LOOOONG day completing work that is normally done across 3 days into 1.

Depends on the programme. Our advanced apprentice (Level 3) spends four days with us and one with the employer. An apprentice spends (Level 2) four days with an employer and one with us. The amount of money they make varies - for advanced, the wage is at least £80 a week, often more. Apprentices generally earn around what a full time 'unskilled' engineer (I know, a paradox) would make.

Again, what I said above is based on what I see and do at work and may not necessarily be exactly the same in other parts of the country.

schueys_girl

Clydefrog - Yes engineering apprentice programmes are more vast because it is a true growth sector at the moment - but this isn't what the OP wants to get into, hence my comment. Around my area programmes are not readily avaliable. All programmes run differently, I was mearly commenting on the post which made out that apprentiship programmes are an easy ride

fthl

Nottingham is a really good uni for law. The law library is oppressive though. Good canteen. Or was back in the day.

rdchick

Hi,

Just thought I'll add my own experience in here:


I graduated last year, lived at home, got bursaries, loans etc and I am currently in nearly £25,000 worth of 'education' debt. I had a rubbish time because I lived at home and couldn't socialise which meant not learning the 'life skills' that people on here talk about. I spent my money on travel (I had my own car - bought by my parents - without it uni would have been VERY expensive) books and general day to day living. I had 3 jobs too so it wasn't like I didn't work whilst I was at uni.

Now I am riddled with guilt and fear because of my debts and all for a piece of paper to prove it

I am looking, however, to go back... but in a few years... to do something I enjoy (teaching) but I was like you just a few months ago - wanting to do it NOW. But I think it's best to just defer, perhaps even look at learning abroad... always an option

Anyway, it's your choice but I think you do need to think LONG AND HARD about your future because it's gonna bite you on the bum if you don't

Love and Hugs

xxx

bargainbetty

thepenguinsareyellow wrote: »

Someone said there assuming I dont have a place at a university? I have a place at Nottingham to study law, which is one of the best in the country,

Aye it is a brilliant law school. The applicant for my receptionist job has a 2:1 from there. She can't get a relevant job for love nor money.

I am not telling you to give up a dream, just suggesting you do it another way. If you intend to stay at home anyway, why not do a distance learning course or study part-time and work to clear your debts first?

Honestly, I don't think you want advice, you want reassurance that everything will be alright if you do what you want to do. Sorry, but that is how I read your responses - you seem utterly unwilling to even consider alternatives to your personal 'wants'.

You've run up a stack of debt. (I heartily disagree with those suggesting you sack off half the debt onto your mum. I'd throw your backside out if you tried it, frankly.) You made this mess, you need to fix it. If you can defer for a year and work like a demon to clear your debt, that may be your best option. You will learn self-discipline, develop a work ethic, and mature. All things that you will need to get that law degree and then a job.

Then go to uni and end up with a different debt if you must, but don't start from behind the mark!

tangyfog

Best thing to do is to forget about uni and apply for work in a investment bank for any job and work you way up. better pay and better chances

ViolaLass

tangyfog wrote: »

better pay and better chances

Of becoming a lawyer?