We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
25K to invest
greshoff
Posts: 27 Forumite
I have 25K I want to invest. I already have a fully subscribed ISA. I dont want a high risk investment. What is the best savings account available at the moment? What is the situation with National Savings & Investments Index Linked Certificates, I know that funds are tied up for 5 years and maximum investment is 15K. What is the interest rate of these?
0
Comments
-
The funds in NS&I are not tied up for 5 years - you can access them any time you want during the 5-year term, though during the first year you'd lose all index linking.0
-
ISA - good FRISA is good for long term-5% for 5 yrs
I already have a fully subscribed ISA.
I dont want a high risk investment.
What is the situation with National Savings & Investments Index Linked Certificates, I know that funds are tied up for 5 years and maximum investment is 15K. What is the interest rate of these?
No high risk - forget S&S ISA then
ILSCs - interest rate - the clue's in the name indexed linked - but what index - luckily its RPI - Retail Price Index - currently 5.2% + .5% so you will beat inflation by .5% - and its tax free like an ISA0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards