On benefits and big inheritance - advice agencies?

jetta_wales

I haven't read all the posts but have you looked at using it to buy your council house?

Ames

jetta, the same rules would apply I think. Plus I don't have the right to buy my council flat as it's disabled adapted. On top of which, it's really not meeting my needs anymore, I really need somewhere with central heating, room for a carer, and the bathroom's not suitable anymore.

T-pot

I don’t understand why it’s a problem you buying a property, as you will be saving the tax payer money in the long run. As you will not be claiming HB. If you had your own property.

Ames

I know that's what makes it so stupid. But different departments don't care about the big picture.

bunny999

T-pot wrote: »

I don’t understand why it’s a problem you buying a property, as you will be saving the tax payer money in the long run. As you will not be claiming HB. If you had your own property.

With all that money they won't be entitled to HB.

Js_Other_Half

http://www.cloverleaf-advocacy.co.uk/Default.aspx?Content=Leeds

"Cloverleaf Advocacy in Leeds
Cloverleaf are pleased to be providing an independent advocacy service for people in Leeds who have a physical or sensory impairment, or who are stroke survivors.
To make a referral to the service, please call us on 0800 849 3831, or you can use the contact us form"


Not sure if you would qualify, but could be worth contacting them?

Something else I have just come across is online membership of the Child Poverty Action Group - they write handbooks for welfare rights advisers.
http://www.cpag.org.uk/publications/wbtconline/

"The online service contains the full text of the Welfare Benefits and Tax Credits Handbook, updated on a rolling basis throughout the year (but without any links to legislation or decisions of the courts and the Upper Tribunal).

Benefit claimants may order a single user subscription only for personal use at £9.00 + VAT (total £10.80). Please write in with payment to CPAG (online services), 94 White Lion Street, London N1 9PF.
(VAT calculated at the standard rate of 20 per cent applicable from 4 January 2011.)
Free Trial

Sign up here for a free one-week trial of CPAG’s Welfare Benefits and Tax Credits Law Online "

Ames

bunny999 wrote: »

With all that money they won't be entitled to HB.

Not while I had the money. But as I'd be losing around £650 in means tested benefits (HB/CT/IS) every four weeks, it'd take around 7 years to use it up (I'm not factoring in interest on the capital, or raises in benefits level just for simplicity). That'd make me 37. Let's be conservative and say I'd then have 23 years of life left. That would cost more than 60k in HB.

Ames

Someone else has mentioned Cloverfield to me, I'm going to get in touch with them either tomorrow if I feel up to it, or when DIAL have got back to me.

It's so stupid, if mum had made a will and left it in trust for me, like she'd planned, none of this would be a problem. Who'd have thought that one little piece of paper would make so much difference.

So please, anyone reading this who hasn't made a will - do it asap!

Ames

In the midst of insomnia I've just had a thought. I've been saying I'll be getting an inheritance of 60k, but I've just realised that's not actually true. I'll be getting half ownership of mum's house (along with my sister). So would that change things? As if I owned my own house outright I'd be able to sell up and buy another without it being deprivation of capital, so is it any different me selling half a house that I've inherited?

Oldernotwiser

I really think that if you could live in the house for a while it would make things so much simpler financially.