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Credit card debt

Hi, I'm in the eternal triangle with my credit card. I am paying the minimum payment but am not buying anything with it, my cc is adding not only interest on but it sends me letters at £12 at a time and the charges this incurs and cc insurance which is pushing my £1900 ever over limit in fact i am well over the £2,200 mark. Now that said what i would like to know is can i cancel the insurance as my cc say not, if it were possible it would greatly improve the chances of me paying it off.
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